Business Details
27 Years
experience
Your Trusted Insurance & Benefits Broker in the Bay Area
Premier Benefits has been a trusted partner for businesses and individuals in the San Francisco Bay Area since 1999. With over 25 years of experience, we specialize in designing and administering custom group benefits solutions tailored to the unique needs of small and medium-sized businesses. Our team of certified professionals provides comprehensive analysis, problem-solving expertise, and cutting-edge technology to streamline benefits administration. We offer ACA compliance support, ERISA documentation, and online enrollment systems that simplify complex processes while maintaining accuracy and efficiency. Our commitment to personalized service ensures clients receive tailored guidance through every stage of benefits planning, from initial consultation to ongoing employee support. We pride ourselves on combining traditional, person-to-person service with modern technological solutions to deliver financially responsible, compliant benefits programs.Our expertise spans medical, dental, vision, life, disability, and long-term care insurance, along with consumer-driven health options like HSAs and FSAs. We serve businesses with 2-300 employees across California and beyond, maintaining a focus on both employee satisfaction and employer cost-effectiveness. Our dedicated helpline staffed by certified HR professionals provides immediate assistance for claims resolution and compliance questions, including mandatory California sexual harassment training. As an independent brokerage, we offer access to multiple carriers for life, disability, and LTC insurance, ensuring clients find the most cost-effective solutions for their specific needs.
Services
Group Health Insurance
Medicare Solutions
Life & Disability Insurance
ACA Compliance Support
Online Enrollment & HRIS
Details
- Year established: 1999
Highlights and features
- We have over 25 years of experience creating benefits solutions for Bay Area businesses.
- We provide integrated ACA compliance tools and ERISA documentation support.
- Our online enrollment system streamlines benefits administration for all plan types.
- We offer 24/7 access to certified HR professionals for compliance and claims assistance.
- We represent multiple carriers to ensure competitive pricing for life and disability insurance.
Services
Group Health Insurance
We design comprehensive group health insurance plans including medical, dental, vision, and voluntary benefits for businesses. Our solutions accommodate companies with 2-300 employees, offering flexible options that balance employee needs with employer cost considerations. We handle carrier selection, plan design, and ongoing administration while ensuring compliance with evolving regulations.
Medicare Solutions
Our certified Medicare specialists provide personalized guidance for selecting optimal Medicare Supplement plans. We help individuals understand Parts A, B, and D coverage options while comparing plans to find the most cost-effective solutions. We maintain up-to-date knowledge of changing Medicare regulations to ensure accurate, compliant advice for seniors in California.
Life & Disability Insurance
We offer life, disability, and long-term care insurance solutions for businesses and individuals. Representing multiple carriers allows us to provide competitive options for term life, key person insurance, buy-sell agreements, and supplemental disability coverage. Our specialists help clients evaluate protection needs against business continuity requirements and personal financial goals.
ACA Compliance Support
Our ACA compliance services include tracking, reporting, and notice preparation to help employers meet federal requirements. We provide look-back period analysis, pay-or-play calculations, and Form 1094/1095 reporting. Our technology platform automates compliance documentation while our experts offer ongoing guidance to prevent costly regulatory violations.
Online Enrollment & HRIS
We implement cutting-edge HRIS software for paperless benefits enrollment and administration. Our system supports all plan types with document libraries, benefit statements, and payroll integration. The platform streamlines onboarding, offboarding, and open enrollment processes while providing secure employee access to benefits records and training materials.
People
Paul S. Bever
Broker & Owner
Licensed insurance broker with over 25 years of experience in group benefits design and administration. Specializes in creating customized insurance solutions for Bay Area businesses while maintaining compliance with evolving regulations.
Mey-Ling Jensen
Account Manager
Certified HR professional managing client accounts and providing Medicare specialist services. Focuses on personalized benefits guidance and compliance support for employers across California.
Cecilia Alano
Enrollments & Commissions Specialist
Handles enrollment processes and commission administration with attention to detail. Provides technical support for benefits implementation and maintains accurate records for client accounts.
Tom Befumo
Life Insurance Specialist
CLU-certified life insurance expert offering protection solutions for individuals and businesses. Specializes in term life, disability, and long-term care insurance products.
Todd Atteberry
Graphic Design Director
Creative director responsible for visual communications and marketing materials. Combines design expertise with insurance industry knowledge to produce effective client-facing resources.
Questions
What types of insurance do you offer?
We provide group health insurance, Medicare solutions, life insurance, disability coverage, and long-term care insurance for individuals and businesses.
Do you specialize in small business benefits?
Yes, we focus on companies with 2-300 employees, offering customized benefits packages that balance employee needs with employer affordability.
How do you handle ACA compliance?
We provide tracking tools, reporting systems, and expert guidance to help employers meet ACA requirements through automated look-back periods and Form 1095 reporting.
Can you help with employee benefits enrollment?
Our online HRIS platform streamlines paperless enrollment, document management, and payroll integration for all plan types and company sizes.
Do you offer Medicare plan comparisons?
Yes, our certified specialists help seniors evaluate Medicare Supplement plans to find the most cost-effective coverage options.
What areas do you serve?
We primarily serve the San Francisco Bay Area including San Jose, Palo Alto, Los Altos, and surrounding communities.
