Business Details
50+ Years
experience
Your Trusted Financial Partner in Savannah, GA
Savannah Schools Federal Credit Union has served the financial needs of educators, school employees, and their families since 1954. As a member-owned, not-for-profit institution, we prioritize personalized service, financial education, and community engagement. Our services include competitive loans, savings programs, and digital banking solutions designed to promote long-term financial stability.With two local branches and access to a nationwide ATM network, we combine convenience with the personal touch of a locally managed credit union. Our board of directors and supervisory committee ensure adherence to cooperative principles while maintaining the highest standards of financial integrity and member advocacy.
Services
Auto Loans
Personal Loans
Online Banking
Savings Accounts
Mortgage Services
IRAs
Money Market Accounts
Club Accounts
Details
- Year established: 1954
Highlights and features
- We are a member-owned credit union focused on educational professionals' financial needs
- Our accounts are insured up to $250,000 by the National Credit Union Administration
- We offer local branch service with two convenient Savannah locations
- Our online banking platform provides 24/7 account access from any device
- We extend membership benefits to immediate family members of primary account holders
Services
Auto Loans
We offer competitive financing options for new and used vehicles with rates starting at 2.99% APR. Our auto loans include refinancing opportunities and flexible terms tailored to members' financial situations. As a credit union member, you'll benefit from lower rates compared to traditional banks while receiving personalized loan counseling.
Personal Loans
Our personal loans provide quick access to funds for debt consolidation, medical emergencies, or special occasions. With rates starting at 8.00% APR and Wildfire emergency loans at 17.95% APR, we offer flexible repayment terms and fast processing. Members enjoy competitive rates based on creditworthiness and established relationships.
Online Banking
Our 24/7 online banking platform provides secure account access from any device. Features include bill payment, eStatements, mobile check deposit, and real-time transaction monitoring. The user-friendly interface works seamlessly across desktops, tablets, and smartphones, with dedicated customer support available through chat and phone channels.
Savings Accounts
We offer multiple savings options including regular savings, money market accounts, and specialized club accounts. Our savings certificates provide fixed returns with terms from 90 days to five years. All accounts maintain federal insurance up to $250,000 while offering competitive dividend rates and flexible access options.
Mortgage Services
Our mortgage services cover home purchase and refinancing needs with personalized guidance throughout the process. We offer conventional mortgage solutions for primary residences, focusing on simplified applications and competitive rates. Members receive dedicated support for one of their largest financial investments.
Questions
How do I apply for a loan?
Apply online through our secure portal or visit either branch location to complete an application with a loan officer.
What online banking features are available?
Our digital platform offers bill payment, eStatements, mobile check deposit, account transfers, and real-time balance monitoring.
Who is eligible for membership?
Current employees of Savannah-Chatham County Public Schools, Savannah Technical College, and Oatland Island Center qualify for membership.
Are my deposits insured?
Yes, all deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund through NCUA.
What loan types do you offer?
We provide auto loans, personal loans, mortgages, and specialized emergency loan products with competitive interest rates.
Do you have surcharge-free ATMs?
Yes, members have free access to 1,400 Publix Presto ATMs nationwide using their SSFCU debit card.