Michigan Schools & Government Credit Union

Founded in 1954, Michigan Schools & Government Credit Union (MSGCU) has established itself as a trusted financial institution dedicated to serving educators, government employees, and all Michiganders. Our mission centers on empowering members to achieve financial success through competitive rates, personalized services, and community-driven initiatives. With a focus on innovation, we offer 24/7 digital banking solutions, including online and mobile platforms, to ensure convenience for our members. Our comprehensive financial products range from checking and savings accounts to mortgages, auto loans, and investment planning services. We prioritize financial education through workshops, classroom programs, and interactive tools to help members make informed decisions. As a not-for-profit cooperative, we reinvest earnings to benefit members through lower fees, higher savings rates, and improved services.

Our commitment to community is reflected in programs like Classroom Cash Grants, which have awarded over $50,000 to educators, and partnerships with organizations such as the ChadTough Defeat DIPG Foundation. With multiple branch locations across Macomb, Oakland, Wayne, and Washtenaw counties, we combine local accessibility with robust digital capabilities. Our team of financial professionals is dedicated to providing personalized support, whether through in-person appointments, video banking, or 24/7 account access. Recognized for our member-centric approach, we continue to expand our services while maintaining the trust and loyalty of our growing membership base.