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Business Details
50+ Years
experience
Your Trusted Partner for Personalized Banking Solutions
Founded in 1904, Stock Yards Bank & Trust has evolved from a small livestock industry financier to a nationally recognized institution with approximately $8 billion in assets. We specialize in personalized banking solutions for individuals, families, and businesses across Louisville, Central/Eastern Kentucky, Indianapolis, Southern Indiana, and Cincinnati/Northern Kentucky. Our services span mortgage lending, wealth management, business banking, and consumer financial products, all delivered with a commitment to the personalized service standards established over a century ago.

Our experienced team prioritizes local decision-making authority and combines the resources of a large institution with the responsiveness of a community bank. With 70+ branches and digital banking tools, we make financial services accessible while maintaining our founding philosophy of relationship-based banking.
Services
Mortgage Loans Home Equity Loans Personal Loans Business Banking Wealth Management CD Accounts Online Banking Trust Services Investment Planning Small Business Lending
Details
  • Year established: 1904
Highlights and features
  • Over 120 years of banking experience serving Kentucky and surrounding regions
  • Locally empowered decision-making with national-level resources
  • Comprehensive financial services under one roof
  • Award-winning community bank recognized for employee satisfaction
  • FDIC-insured deposits backed by U.S. government guarantee
Associations and certifications
  • BBB Accredited
What people say
Exceptional service Knowledgeable staff Smooth loan process Personalized approach Excellent communication
Services
Mortgage Loans
We offer comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and jumbo loans. Our experienced team guides first-time and experienced homebuyers through the process with personalized support. Special programs like our DreamHome initiative help make homeownership accessible through grants and closing cost assistance.
Business Lending
Our business lending services include commercial real estate financing, working capital lines of credit, SBA loan programs, and acquisition financing. We provide tailored solutions for businesses of all sizes with local decision-making and flexible terms to support growth and operational needs.
Wealth Management
We deliver personalized wealth management through financial planning, investment management, and trust services. Our CFA and CFP-certified advisors create customized strategies for asset growth, retirement planning, and legacy preservation with over $7 billion in assets under management.
Home Equity Loans
Access your home's equity for renovations, education expenses, or vacations with competitive rates and flexible terms. We offer both home equity loans and lines of credit with personalized guidance to help you leverage your property's value effectively.
Personal Checking
Our personal checking accounts provide everyday financial management with convenient access through 70+ branches, mobile banking, and Zelle payments. Features include debit cards, overdraft protection, and online bill pay to simplify daily transactions.
People
James A. (Ja) Hillebrand
Chairman & CEO
Leading Stock Yards Bank since 2004, Ja Hillebrand brings decades of banking experience and oversees strategic growth while maintaining our commitment to personalized service and community focus.
Questions
What financial services does Stock Yards Bank offer?
We provide personal banking, mortgage loans, business solutions, wealth management, and investment services tailored to individual and commercial needs.
How does the mortgage application process work?
Our process starts with pre-approval consultation, followed by document submission, underwriting, and closing with dedicated support from experienced loan officers.
Do you offer business banking solutions?
Yes, we provide commercial lending, treasury management, business checking, and retirement plan services designed for small to mid-sized businesses.
What digital banking features are available?
Our online platform includes mobile banking, Zelle transfers, bill pay, account management, and 24/7 access through the Stock Yards mobile app.
Are deposits FDIC insured?
Yes, all eligible deposits are FDIC-insured up to legal limits, backed by the full faith of the U.S. government.