Business Details
Emergency
services
Your Trusted Insurance Partner in Westlake Village, CA
Cerami, Joseph M - Cerami Joseph M is an independent insurance agency dedicated to serving the Westlake Village community and the broader California region. We specialize in providing comprehensive personal and commercial insurance solutions tailored to meet the unique needs of our clients. Our team of experienced professionals works diligently to assess individual and business risks, offering customized coverage options that provide peace of mind. As an independent agency, we partner with top-rated insurance carriers to ensure our clients receive competitive rates and superior service. Our commitment to personalized attention means every client receives one-on-one guidance throughout the insurance process. We pride ourselves on proactive risk management strategies that help businesses mitigate potential losses and reduce premiums.With decades of combined experience in the insurance industry, our team stays current with evolving regulations and market trends to deliver informed recommendations. We prioritize transparency in all communications, ensuring clients fully understand their policy details and coverage limitations. Our 24-hour claims reporting system guarantees timely assistance during critical moments, while our online support center provides convenient access to policy management tools. Located in Westlake Village, we serve communities including Agoura Hills, Calabasas, Newbury Park, Simi Valley, and Thousand Oaks.
Services
Auto Insurance
Homeowners Insurance
Commercial Auto
General Liability
Workers Compensation
Business Owners Policy
Flood Insurance
Earthquake Insurance
Renters Insurance
Life Insurance
Highlights and features
- We offer personalized insurance solutions from multiple carriers for optimal coverage.
- Our team provides proactive risk management strategies for businesses.
- We maintain transparent communication about policy details and limitations.
- Our 24-hour claims reporting system ensures timely assistance during emergencies.
- We serve Westlake Village and surrounding California communities with local expertise.
Services
Auto Insurance
We provide comprehensive auto insurance policies protecting drivers against liability, collision, and uninsured motorists. Our coverage options include roadside assistance and rental reimbursement. Clients receive personalized rate comparisons from multiple carriers to find cost-effective solutions.
Homeowners Insurance
Our homeowners insurance covers structural damage, personal belongings, and liability claims. Policies include protection against natural disasters like earthquakes and floods. We offer specialized coverage for mobile homes and high-value properties.
Commercial Auto
We design commercial auto policies covering company vehicles and equipment. Coverage includes liability protection, physical damage, and cargo insurance. Our solutions address specific industry risks for businesses in construction, transportation, and service sectors.
General Liability
Our general liability insurance protects businesses against third-party claims for property damage and bodily injury. Policies cover legal defense costs and settlement expenses. We tailor coverage limits to match business size and operational risks.
Workers Compensation
We provide mandatory workers' compensation insurance covering job-related injuries and illnesses. Our policies include medical expense coverage and wage replacement benefits. We help businesses comply with California labor regulations and manage workplace safety programs.
People
Michelle O'Daniel
Assistant
Michelle O'Daniel brings over 15 years of insurance industry experience to Cerami, Joseph M - Cerami Joseph M. She specializes in policy administration and client relations, ensuring smooth claims processing and coverage adjustments. Her expertise in California insurance regulations helps clients navigate complex policy requirements.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and commercial insurance (BOP, liability, workers' comp) with specialized options for unique needs.
How can I get a free quote?
Request a quote online through our website or call 805-495-0338 for a personalized insurance assessment.
Do you serve areas outside Westlake Village?
Yes, we serve Agoura Hills, Calabasas, Newbury Park, Simi Valley, and Thousand Oaks in California.
What if I need emergency claims assistance?
Our 24-hour claims reporting system provides immediate support during emergencies with direct access to claims specialists.
Are you an independent insurance agency?
Yes, we partner with multiple top-rated carriers to provide unbiased recommendations and competitive pricing options.
