Business Details
Emergency
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Your Iowa Credit Union for Personalized Financial Solutions
Community 1st Credit Union is a not-for-profit financial institution dedicated to empowering members through personalized financial solutions. With over 85 years of service, we prioritize community impact, offering competitive savings rates, low-cost borrowing options, and comprehensive financial services tailored to individual needs. Our team of experienced professionals is committed to fostering financial success for every member. Rooted in local communities, we reinvest returns directly into member benefits and community development initiatives. Our history of trust and transparency has solidified our reputation as Iowa's leading agricultural lender.We provide 24-hour digital banking alongside in-person services at multiple convenient locations across the state. Our board of directors and leadership team uphold core values of integrity, collaboration, and member-centric service. From personal checking accounts to business loans, we deliver customized solutions that adapt to evolving financial landscapes. Our partnerships with organizations like TruStage Insurance and LPL Financial expand our service capabilities to meet diverse needs. This enduring commitment to 'people helping people' ensures every member receives exceptional value and support for their financial journey.
Services
Checking Accounts
Savings Accounts
Personal Loans
Credit Cards
Mortgage Loans
Business Loans
Agricultural Loans
Investment Services
Insurance Products
Financial Wellness Programs
Highlights and features
- We reinvest returns as higher savings rates and lower loan rates for members
- 24-hour digital banking with personalized online and mobile services
- Over 85 years serving Iowa communities with localized financial expertise
- Customized solutions for personal, business, and agricultural financial needs
- TruStage Insurance and investment services through LPL Financial partnerships
Associations and certifications
- NCUA
What people say
Excellent customer service
Competitive loan rates
Community involvement
Reliable service
Personalized solutions
Services
Checking Accounts
Our Rewards Checking account offers higher interest rates or cash back rewards based on debit card usage. Members receive unlimited nationwide ATM fee refunds when meeting monthly qualifications. This flexible solution combines convenience with financial incentives for everyday banking needs.
Personal Loans
We provide personal loans starting at 9.99% APR with flexible terms up to 60 months. These unsecured loans suit various needs from debt consolidation to major purchases. Competitive rates reward good credit histories while maintaining accessibility for diverse financial profiles.
Mortgage Loans
Our mortgage division offers fixed-rate options including 15-year (5.500%), 30-year (6.000%), and adjustable-rate mortgages. Competitive rates feature transparent fee structures with personalized guidance through the home buying process. Special programs support first-time homebuyers and refinancing opportunities.
Agricultural Loans
As Iowa's #1 agricultural lender, we specialize in farm operating loans, equipment financing, and land mortgages. Our ag experts understand unique industry cycles, offering tailored repayment schedules and competitive rates. Comprehensive solutions support both emerging and established farming operations across the state.
Investment Services
Through partnerships with LPL Financial, we offer investment advisory services, retirement planning, and wealth management solutions. Certified professionals provide personalized strategies for long-term financial goals. Services include portfolio management, tax-efficient investing, and estate planning resources.
People
Greg Hanshaw
President and CEO
Greg Hanshaw leads Community 1st Credit Union with decades of financial industry experience. Recognized with the 2025 ICUF Community Impact Award, he champions member-centric banking and community development initiatives across Iowa.
Curt Hopkins
Board of Directors
Curt Hopkins serves on our volunteer board, bringing local business expertise to guide strategic decisions. His community leadership ensures alignment with our 'people helping people' philosophy since joining the board in 2025.
Brian McWilliams
Board of Directors
Brian McWilliams contributes to our board's governance as a community-focused leader. Appointed in 2025, he helps maintain our commitment to member value and responsible financial stewardship across service areas.
Questions
What membership benefits do you offer?
We provide higher savings rates, lower loan rates, and personalized financial solutions. Members access free financial education resources and community development programs.
How can I access banking services after hours?
Our 24-hour digital banking platform allows account access anytime. For urgent needs, contact our toll-free emergency line at 800.383.8000 outside regular business hours.
Do you offer business banking solutions?
Yes, we provide business checking accounts, commercial loans, cash management services, and agricultural financing tailored to Iowa businesses' unique needs.
What loan options are available for first-time homebuyers?
Our mortgage team offers specialized programs with competitive rates, down payment assistance guidance, and personalized counseling for first-time homebuyers across Iowa.
How do I report a lost or stolen card?
Call 866.360.5370 during business hours or 800.383.8000 after hours to report lost/stolen debit cards. Contact 800.558.3424 for credit card emergencies.
Are there investment services available?
Yes, through our partnership with LPL Financial, we offer investment advisory services, retirement planning, and wealth management solutions with certified professionals.
