Business Details
50+ Years
experience
Your Trusted Oklahoma Credit Union Since 1939
Communication Federal Credit Union has been serving members' financial needs since 1939, operating as a not-for-profit financial cooperative. With 22 branches across Oklahoma and Kansas, we serve over 130,000 members nationwide through a comprehensive range of banking services. Our cooperative structure ensures profits benefit members through better rates, lower fees, and enhanced services rather than outside shareholders. As a federally insured institution with NCUA protection, we maintain a 30-year Five-Star rating from Bauer Financial Reports for stability and performance.Our digital banking platform offers 24/7 access to account management, bill pay, Zelle transfers, and financial tools. Community involvement remains central to our mission, demonstrated through local events, financial education programs, and charitable initiatives. Our team provides personalized service while maintaining cutting-edge technology for secure transactions and real-time alerts. With competitive rates on loans, certificates, and savings products, we focus on helping members achieve financial success through tailored solutions.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Auto Loans
Credit Cards
Digital Banking
Insurance Services
Loan Protection
Financial Planning
Community Programs
Details
- Year established: 1939
Highlights and features
- 85+ years of financial service experience in Oklahoma communities
- Federally insured accounts with NCUA protection up to legal limits
- Award-winning mobile banking app with real-time security features
- Community-focused initiatives supporting local charities and events
- Competitive rates on loans, certificates, and savings products
Associations and certifications
- NCUA
- Bauer Financial Reports Five-Star Rating
What people say
Easy card freezing feature
Personalized financial attention
Competitive interest rates
Responsive customer service
Community involvement
Services
Checking Accounts
We offer multiple checking account options including free rewards checking, business checking, and student accounts. Our PayMe Checking provides cash back on debit card purchases without monthly fees. All accounts include digital banking access, mobile check deposit, and real-time transaction alerts for enhanced security and convenience.
Auto Loans
Our auto loan program provides competitive rates for new and used vehicle purchases through dealerships or private parties. Members can pre-qualify online with rates starting at 5.74% APR. We offer mechanical breakdown protection and guaranteed asset protection (GAP) insurance to protect both borrower and collateral investments.
Mortgage Loans
We provide comprehensive mortgage solutions for home purchases and refinancing. Our loan specialists help members navigate conventional mortgages, construction loans, and specialized programs. Competitive rates and personalized guidance ensure members find the right home financing solution for their needs.
Digital Banking
Our digital banking platform enables 24/7 account management through desktop and mobile devices. Features include bill pay, Zelle transfers, mobile check deposit, account linking, and real-time alerts. The mobile app also provides card controls, credit score monitoring, and budgeting tools for comprehensive financial management.
Certificate Accounts
We offer competitive certificate programs with fixed rates and terms. Current special features 4.10% APY on 9-month certificates. Members can choose from various term lengths and benefit from federal insurance while growing their savings with guaranteed returns.
Questions
What digital banking features are available?
Our mobile app offers mobile check deposit, real-time alerts, card controls, budgeting tools, and Zelle transfers with 24/7 account access.
How can I access loan protection services?
Loan protection options like mechanical breakdown coverage and GAP insurance can be added during loan processing or through your account manager.
What certificate rates do you currently offer?
We currently feature 4.10% APY on 9-month certificates with various term options available for different savings goals.
How do I report a lost debit card?
Call our 24/7 card support at 800.522.3535 or use the mobile app's card controls to immediately freeze your card and report it lost.
Are there community involvement programs?
We actively support local communities through food drives, charity events, and financial education programs as part of our cooperative mission.
What identification is needed to open an account?
You'll need government-issued ID, Social Security number, and proof of address to open accounts, with specific requirements varying by account type.
