Business Details
50+ Years
experience
Your Trusted Community Bank in San Francisco, CA
Orient Ban was founded in 1971 to serve the banking needs of the Asian-American community in San Francisco's Financial District. Over five decades, we have grown to manage over $936 million in assets while maintaining our commitment to personalized service and community support. Our branches span the Bay Area, including San Francisco, Oakland, Millbrae, and Sugar Land, Texas, with international operations in Xiamen, China. We specialize in personal and business banking solutions, mortgage services, SBA lending, and international trade finance. Our FDIC-insured status ensures customer deposits are protected by the full faith of the U.S. government.We prioritize accessibility through 24/7 online banking and a network of 40,000 surcharge-free ATMs via MoneyPass. Our team combines local market expertise with global financial capabilities to meet diverse customer needs. We maintain transparent communication through dedicated customer service lines and secure digital platforms. Our history of community reinvestment and tailored financial products reflects our mission to foster growth for individuals and businesses alike. This enduring focus on relationship-driven banking continues to guide our operations across all locations.
Services
Personal Checking
Business Savings
SBA Lending
Mortgage Services
International Trade Finance
Online Banking
ATM Network Access
Loan Servicing
Debit Cards
Certificate of Deposit
Details
- Year established: 1971
Highlights and features
- FDIC-insured accounts backed by the U.S. government
- Specialized in serving Asian-American communities since 1971
- Personalized service with local decision-making authority
- 24/7 secure online banking access available
- International banking expertise with Xiamen branch operations
Associations and certifications
- FDIC
Services
Personal Checking
Our personal checking accounts provide secure, flexible solutions for everyday financial needs. With no hidden fees and easy access to 40,000+ surcharge-free ATMs, we help customers manage daily transactions efficiently. Online banking features include mobile deposits, bill pay, and real-time account monitoring for enhanced convenience.
Business Savings
Tailored savings solutions for businesses combine competitive interest rates with flexible access to funds. Our dedicated business banking team offers customized cash management tools and FDIC-insured protection up to legal limits. Services include business savings accounts, certificates of deposit, and merchant services integration.
SBA Lending
We specialize in SBA-guaranteed loans for business expansion, equipment purchases, and working capital. Our local decision-makers streamline the approval process while offering competitive rates and terms. Dedicated support includes loan application assistance and financial documentation guidance for entrepreneurs.
Mortgage Services
Our mortgage services cover purchase loans, refinancing, and investment property financing with personalized rate options. Experienced loan officers guide customers through the application process, including documentation requirements and closing procedures. We offer conventional, FHA, and VA loan programs.
International Trade Finance
Specialized services support import/export activities between the U.S. and Asia, particularly China. Solutions include letters of credit, foreign currency exchange, and trade financing. Our Xiamen branch facilitates cross-border transactions while maintaining compliance with international banking regulations and documentation standards.
Questions
What services does Bank of the Orient offer?
We provide personal and business banking, SBA loans, mortgage services, international trade finance, and online banking solutions.
Is Bank of the Orient FDIC insured?
Yes, all eligible deposits are FDIC-insured up to $250,000 per depositor through the Federal Deposit Insurance Corporation.
How can I access my accounts online?
Our secure online banking portal offers 24/7 access to account balances, transfers, bill payments, and mobile check deposit features.
Do you offer mortgage loans for first-time homebuyers?
Yes, we provide conventional, FHA, and VA mortgage programs with competitive rates for first-time and experienced homebuyers.
Can I use ATMs without fees?
Yes, our customers have free access to over 40,000 MoneyPass ATMs nationwide with no surcharge fees.
Do you have international banking capabilities?
Yes, we offer specialized services for U.S.-China trade through our Xiamen branch, including foreign exchange and letters of credit.
