Business Details
50+ Years
experience
Your Trusted Credit Union for Military & Community Financial Services
South Carolina National Guard FCU has served military members and their families since 1966 with trusted financial solutions. Our institution was founded to support those who preserve freedom through personalized banking services tailored to their unique needs. We offer a comprehensive range of products including savings accounts, loans, and credit cards while maintaining strict security protocols like Verified by Visa and Mastercard SecureCode. Our team prioritizes fraud prevention and provides 24/7 monitoring through Falcon Fraud Services to protect accounts. With two physical branches in Columbia and Eastover, we combine local presence with digital convenience through mobile banking apps and online account management tools.Community involvement remains central to our mission, reflected in initiatives like our quarterly newsletter and partnerships with local organizations. We maintain transparent fee structures and publish current rates for all services to ensure informed financial decisions. Our commitment to excellence has earned us long-standing trust among military personnel, veterans, and civilian community members across South Carolina.
Services
Share/Savings Accounts
Personal Loans
Vehicle Loans
Real Estate Loans
VISA Credit Cards
Details
- Year established: 1966
Highlights and features
- Established in 1966 specifically serving military communities
- 24/7 fraud monitoring through Falcon Fraud Services
- Verified by Visa and Mastercard SecureCode protection
- Local branches with digital banking convenience
- Published fee schedules and current rate transparency
Services
Share/Savings Accounts
Our share savings accounts provide secure money management with competitive annual percentage yields. Members earn dividends while maintaining easy access to funds through multiple channels. We offer specialized accounts for different financial goals with transparent fee structures and no hidden charges.
Personal Loans
Flexible personal loans with rates based on creditworthiness and term length. Funds available for debt consolidation, home improvements, or unexpected expenses. Our lending specialists help determine appropriate loan amounts and repayment terms tailored to individual financial situations.
Vehicle Loans
Competitive financing options for new and used vehicle purchases with terms up to 72 months. We offer pre-approval processes to simplify car buying and provide rate comparisons between new and used vehicle financing. Loan calculators help estimate monthly payments before application.
Real Estate Loans
Home financing solutions including purchase loans, refinancing options, and construction financing. Our mortgage specialists assist with fixed-rate and adjustable-rate mortgages while providing closing cost estimates and pre-approval processes. We serve primary residences and investment properties.
VISA Credit Cards
Rewards-based VISA credit cards with fraud protection and purchase security benefits. Options include standard cards and premium cards with enhanced rewards programs. We offer online account management, payment reminders, and credit-building tools for responsible card usage.
Questions
Who is eligible to join South Carolina National Guard FCU?
Membership is open to military personnel, veterans, Department of Defense employees, and their immediate families. Some community membership options are also available.
How can I access my accounts outside branch hours?
Our online banking portal and mobile app provide 24/7 account access for balance checks, transfers, bill payments, and transaction monitoring.
What security measures protect my accounts?
We use Verified by Visa, Mastercard SecureCode, and Falcon Fraud Monitoring systems to prevent unauthorized transactions and provide real-time fraud alerts.
Do you offer loan pre-approval options?
Yes, we provide pre-approval processes for vehicle loans and mortgages to help determine affordable spending limits before shopping.
How do I report a lost or stolen card?
Call our dedicated fraud line at (800) 808-7230 during business hours or (800) 991-4964 after hours to report lost/stolen VISA cards immediately.
