Business Details
8 Years
experience
Trusted Residential Appraisal Services in California and Nevada
Natalie Smith Appraisal has provided certified residential appraisal expertise in California and Nevada for over two decades. With a professional foundation built through 20 years as a real estate broker prior to becoming an appraiser, our team combines deep industry knowledge with practical experience to deliver accurate property valuations. We specialize in FHA-approved appraisals for single-family residences, condominiums, and 2-4 unit properties, serving diverse needs including mortgage transactions, PMI removal, estate planning, tax assessments, and pre-listing valuations.Our alternative valuation product offers cost-effective desktop appraisals for situations where physical inspections aren't required, maintaining our commitment to timely service with regular client updates. As a trusted local expert, we serve all counties across California and Nevada while maintaining strict compliance with industry standards and regulatory requirements.
Services
Residential Appraisals
FHA Appraisals
Alternative Valuations
PMI Removal
Estate Appraisals
REO Appraisals
Loan Modifications
Tax Purpose Valuations
Pre-Listing Appraisals
Divorce Settlements
Details
- Year established: 2018
Highlights and features
- We offer 20+ years of combined appraisal and real estate brokerage experience
- Our team provides FHA-approved residential property valuations
- We deliver alternative valuation options for cost-effective solutions
- We maintain transparent communication with regular service status updates
- We serve all counties across California and Nevada
Associations and certifications
- FHA
Services
Residential Appraisals
Our comprehensive residential appraisal service includes interior and exterior property inspections, precise measurements, and detailed photographic documentation. We analyze recent comparable sales and adjust for property-specific features to deliver accurate market valuations for mortgage lending and private transactions. This service meets all FHA requirements and industry standards for single-family homes, condominiums, and multi-unit properties.
Alternative Valuations
This cost-effective valuation method provides accurate property estimates without physical inspections, using available data and documentation. Ideal for pre-listing assessments and multi-owner buyouts, our desktop appraisals maintain professional standards while reducing costs. Available in most California and Nevada counties for qualified situations at a fixed fee of $150.
PMI Removal
We conduct precise property valuations to support mortgage insurance cancellation requests when equity reaches 20%. Our appraisals document current market value through comparative analysis and property condition assessments. This service helps homeowners eliminate unnecessary insurance costs while meeting lender requirements for loan-to-value ratio verification.
Estate Appraisals
We provide accurate property valuations for estate planning and probate proceedings, including date-of-death assessments. Our detailed reports document property condition and market value to support fair asset distribution. This service meets legal requirements for tax purposes and estate settlements with verifiable comparable sales analysis.
REO Appraisals
Our REO appraisal service evaluates bank-owned properties for pricing strategy and asset management. We assess property condition, market trends, and comparable sales to determine accurate listing values. This service supports financial institutions in maximizing returns on foreclosed properties through data-driven valuation methodology.
People
Natalie Smith
Certified Residential Appraiser
Certified Residential Appraiser with 20+ years experience in California and Nevada. Former real estate broker with FHA approval. Specializes in alternative valuation methods and residential property assessments.
Questions
What types of appraisals do you perform?
We specialize in residential appraisals for single-family homes, condominiums, and 2-4 unit properties. Our services include traditional inspections, alternative desktop valuations, PMI removal assessments, estate appraisals, and REO evaluations.
Are your appraisals FHA approved?
Yes, we are a certified FHA-approved appraisal service for residential properties in California and Nevada. Our appraisals meet all federal requirements for mortgage lending and insurance programs.
Do you offer alternative valuation methods?
Yes, we provide cost-effective desktop appraisals without physical inspections for qualified situations. This service costs $150 and works well for pre-listing assessments and multi-owner buyouts when sufficient documentation exists.
What areas do you serve?
We provide appraisal services throughout California and Nevada, covering most counties in both states. Our primary office serves Simi Valley, CA, with additional service locations in Sparks, NV.
What are your business hours?
Our office operates Monday-Friday 8am-6pm and Saturday 8am-12pm. We offer Sunday appointments upon request. You can contact us at (805) 501-9199 for urgent inquiries outside regular hours.
