Business Details
Your Trusted Credit Union in Abilene, TX
Communities Of Abilene Federal Credit Union Federal Credit Union has served the financial needs of residents in Taylor, Fisher, Jones, Shackelford, Nolan, Callahan, Eastland, Coleman, Runnels, and Coke counties since its founding. We offer a comprehensive range of financial services including personal loans, home equity loans, auto loans, credit cards, checking and savings accounts, insurance products, and investment options. Our commitment to member satisfaction is demonstrated through competitive interest rates, personalized service, and community-focused initiatives like youth savings programs and scholarship opportunities.With two convenient branch locations in Abilene and 24/7 access to loan services, we combine modern banking technology with personalized attention to help members achieve their financial goals. Our services include mobile banking, remote deposit capture, and a network of 25,000 surcharge-free ATMs nationwide, ensuring accessibility and convenience for all our members.
Services
Personal Loans
Checking Accounts
Credit Cards
Insurance Products
Investment Services
Youth Accounts
Mobile Banking
ATM Network
Loan Programs
Savings Accounts
Highlights and features
- We offer 24/7 access to loan services with competitive rates starting at 4.70% APR
- Our personalized debit cards feature rewards programs for everyday spending
- We provide exclusive member benefits including no-cost accidental death insurance coverage
- Our local decision-making ensures personalized service for Texas residents
- We maintain 25,000 surcharge-free ATMs nationwide for convenient access
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Personal Loans
We offer personal loans with competitive rates starting at 4.70% APR for qualified borrowers. These unsecured loans provide flexible terms for various financial needs including debt consolidation, major purchases, or unexpected expenses. Our local loan officers work directly with members to determine appropriate loan amounts and repayment schedules that fit individual financial situations.
Checking Accounts
Our Big Country Checking accounts provide no monthly fees with free unlimited check writing and 24-hour ATM access. Account holders receive free Mastercard debit cards and enjoy cash back rewards on credit card purchases. Additional benefits include overdraft protection options and automatic dividend payments for qualified accounts.
Credit Cards
We offer Mastercard credit cards with rates starting at 8.90% APR featuring personalized design options and rewards programs. Our credit cards include fraud protection, worldwide acceptance, and convenient online management tools. We provide 24/7 card activation and lost/stolen card reporting services for member security.
Insurance Products
We offer TruStage insurance products including accidental death coverage, auto insurance, homeowners insurance, and term/whole life insurance. These programs provide members with discounted rates through partnerships with established insurers like Liberty Mutual. Our insurance specialists help members select appropriate coverage options that complement their financial plans.
Investment Services
Our investment services include U.S. savings bonds, share certificates, money market accounts, and retirement accounts like traditional and Roth IRAs. Through CUNA Brokerage Services, we offer mutual funds, variable annuities, and life insurance products with professional portfolio management. These options help members build long-term financial security with tax-advantaged investment choices.
Questions
What loan services are available 24/7?
Our personal loan application process operates 24 hours a day through our website or by calling 866-292-7675. This service allows members to apply for loans at any time that suits their schedule.
How can I access my account after hours?
We provide 24-hour telephone audio response access and online banking services. Members can check balances, transfer funds, and manage accounts through our secure digital platforms at any time.
What youth financial programs do you offer?
We provide specialized youth accounts including savings accounts for children under 18, teen checking accounts, and TUTMA accounts. Our programs include educational incentives like cash rewards for academic achievement and annual scholarship opportunities.
How do I report a lost or stolen card?
Contact our card services team immediately at 800-472-3272 for debit cards or 833-541-0763 for credit cards. Our 24/7 support team will deactivate the card and arrange for a replacement to be sent to your address.
What insurance benefits are available to members?
We offer TruStage insurance programs including accidental death and dismemberment coverage, auto insurance, homeowners insurance, and life insurance options. Members receive exclusive discounts and guaranteed acceptance for certain coverage options.
How can I join Communities of Abilene Federal Credit Union?
Membership is open to anyone living, working, worshipping, or attending school in 10 specified Texas counties. Visit our website or contact our Abilene branches to complete the application process and establish your membership.
