Business Details
35 Years
experience
Your Trusted Partner for Financial Planning and Retirement Solutions
Founded in 1991, our firm has proudly served the Big Country region for over three decades. We specialize in retirement planning, investment strategies, and insurance solutions tailored to individual and business needs. Our commitment to honesty and integrity forms the foundation of every client relationship, supported by a Christian hometown atmosphere that prioritizes personalized service. With combined expertise in financial planning and insurance, our team delivers comprehensive strategies for asset preservation, tax optimization, and legacy planning.We maintain open communication channels to address client concerns promptly while leveraging industry certifications and partnerships to enhance service quality. Our educational approach empowers clients to make informed decisions about Social Security maximization, wealth management, and generational financial planning.
Services
Retirement Planning
Investment Management
Insurance Solutions
Tax Planning
Wealth Management
Details
- Year established: 1991
Highlights and features
- We offer 30+ years of combined experience in financial planning and insurance services
- Our team holds industry certifications including LUTCF and Life & Annuity Underwriting
- We maintain fiduciary commitment through transparent investment advisory practices
- Our comprehensive services integrate retirement, tax, and wealth management strategies
- We serve Abilene and surrounding communities with localized financial expertise
Services
Retirement Planning
Our retirement planning service develops personalized strategies for financial security during retirement years. We analyze current assets, future income needs, and risk tolerance to create comprehensive plans that address Social Security optimization, pension management, and sustainable withdrawal strategies. The service includes our proprietary Color of Money Risk Analysis assessment to determine optimal investment approaches.
Investment Management
Through strategic alliances, we offer investment management services focusing on tax-efficient portfolio construction. Our approach combines market analysis with individual risk profiles to create diversified investment strategies. Services include asset allocation, retirement account management, and performance monitoring for both individual investors and business clients seeking long-term growth solutions.
Insurance Solutions
We provide comprehensive insurance planning covering life, health, and long-term care needs. Our independent agency status allows access to multiple carriers for customized solutions. The service includes ACA-compliant health plan assistance, Medicare supplement planning, and business insurance solutions tailored to specific risk management requirements.
Tax Planning
Our tax planning service integrates with overall financial strategies to minimize tax liabilities. We focus on retirement account tax efficiency, investment tax strategies, and coordinated planning with legal and accounting professionals. The service includes analysis of tax implications across different investment vehicles and retirement income sources.
Wealth Management
Wealth management services coordinate all aspects of financial planning to build and preserve multi-generational wealth. This includes estate planning coordination, legacy strategies, and comprehensive financial organization through our Generational Vault system. The service addresses both current financial needs and long-term wealth transfer objectives.
People
Robert Mills
General Partner
With 30+ years of experience, Robert specializes in retirement planning and wealth preservation. Certified in Life and Annuity Underwriting, he focuses on helping retirees maintain financial security through customized insurance and investment strategies.
David McCaghren
Financial Advisor
A LUTCF-certified advisor with engineering background, David provides investment solutions and retirement planning expertise. He co-founded the firm in 1991 and specializes in integrating technical analysis with financial planning strategies.
Hillary Estrada
Benefits Coordinator
With 15 years of experience, Hillary manages group benefits and Medicare solutions. She assists clients with ACA-compliant health plans, Section 125 Cafeteria Plans, and retirement-age insurance coordination.
Monica Holloway
Office Manager
Handling office operations since 2007, Monica specializes in life and long-term care insurance. She ensures efficient client service delivery while managing marketing initiatives and administrative functions for the firm.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including Social Security optimization, pension management, and sustainable withdrawal strategies tailored to individual risk profiles and financial goals.
How do you approach investment management?
Our investment approach combines market analysis with personalized risk assessments to create diversified portfolios that align with clients' financial objectives and time horizons.
What insurance products are available?
We offer life, health, long-term care, Medicare supplements, and group insurance solutions from over 50 carriers to meet diverse protection needs.
Do you serve clients outside Abilene?
While based in Abilene, we serve clients throughout Texas and surrounding regions, providing financial solutions that comply with state-specific regulations.
How can I access my account information?
Our Generational Vault system provides secure 24/7 access to financial documents, account summaries, and planning tools for convenient account management.
