Business Details
24 Years
experience
Your Trusted Partner for Business and Personal Banking
Affinity Bank has been serving clients since 2002 with a commitment to combining advanced technology with personalized service. Originally established as Atlanta Business Bank, we rebranded to better reflect our expanded focus on serving both businesses and individual clients. Our team prioritizes understanding the unique needs of each client, offering tailored financial solutions that align with their business models and personal lifestyles. We specialize in serving niche industries such as dental practices, construction, and real estate while maintaining a strong presence in the broader business community. Our approach emphasizes relationship-building over transactional interactions, ensuring clients receive support that extends beyond standard banking services.With a focus on innovation, we provide tools like remote deposit and mobile banking to enhance convenience without compromising the human touch. Our leadership team brings decades of combined experience in community banking, fostering a culture of accountability and client-centric service. We maintain transparency in all operations, adhering to strict compliance standards and prioritizing client satisfaction through clear communication and reliable service delivery.
Services
Merchant Services
Remote Deposit
Commercial Loans
Business Checking
FDIC Insurance
Details
- Year established: 2002
Highlights and features
- We offer 19+ years of experience in community banking with industry-specific expertise.
- Our team provides personalized service with no automated systems or call centers.
- We guarantee FDIC insurance coverage for all eligible accounts.
- Our merchant services offer estimated $2,400 in annual savings for businesses.
- We implement remote deposit technology to save clients time on daily operations.
Associations and certifications
- FDIC
What people say
Amazing staff
Seamless transition
Convenient Remote Deposit
Supportive and attentive
Rescue during PPP
Services
Merchant Services
Our merchant services provide businesses with touchless payment solutions, next-day funding, and lower operational costs. Clients receive free terminals and paper supplies, with an estimated $2,400 in annual savings. The MontoMon agreement ensures transparent pricing without hidden fees, supporting both physical and online transactions.
Remote Deposit
This service enables businesses to deposit checks remotely using a provided scanner, eliminating branch visits. The process takes minutes, with funds typically available the same business day. We provide setup assistance and ongoing technical support to ensure smooth implementation for small businesses.
Commercial Loans
We offer customized loan solutions for business expansion, equipment purchases, and real estate investments. Our underwriting process considers each client's unique financial situation, with options for both short-term and long-term financing needs across industries like construction and healthcare.
Positive Pay
This security service protects business accounts against check and ACH fraud through automated transaction verification. Clients approve specific transactions, preventing unauthorized withdrawals. The system helps mitigate risks from cyberattacks and account breaches, complementing our overall fraud prevention strategy.
ICS FDIC Insurance
Through IntraFi Network, we provide multi-million-dollar FDIC insurance coverage for large deposits. This service allows businesses to protect funds beyond standard insurance limits while maintaining liquidity, with no market volatility risk to principal balances.
People
Ed Cooney
President & CEO
Ed Cooney leads Affinity Bank with over 19 years of community banking experience, focusing on relationship-driven financial solutions for small businesses and professionals.
Andrew Bell
Business Banker
Andrew Bell specializes in supporting business clients with financing solutions and account management, known for his client-focused approach and industry expertise.
Carter Barrett
North Atlanta Expansion Lead
Carter Barrett spearheads Affinity Bank's expansion efforts in North Atlanta, building relationships with local businesses along the 400 Corridor.
Questions
What business banking services does Affinity Bank offer?
We provide commercial checking accounts, merchant services, remote deposit, business loans, and specialized financial solutions for industries like dentistry and real estate.
How did Affinity Bank support clients during the pandemic?
We processed over 1,300 SBA-PPP applications and distributed $140M in relief funds to help businesses maintain payroll during the pandemic.
Can I access remote deposit services?
Yes, our Remote Deposit service allows businesses to deposit checks electronically from their office using a provided scanner.
What FDIC insurance coverage do you provide?
Through ICS, we offer multi-million-dollar FDIC insurance coverage for large deposits, protecting your funds up to legal limits.
Do you offer personal banking services?
Yes, we provide checking, savings, money market, and CD accounts with competitive rates and mobile banking capabilities.
How do you differentiate from larger banks?
We combine community banking relationships with technology-driven convenience, offering personalized service without automated systems or call centers.
