Business Details
Your Trusted Community Bank in Ann Arbor, MI
University Ban is a locally owned and FDIC-insured community bank dedicated to serving the financial needs of residents, businesses, and nonprofits in Washtenaw County, Michigan. With a focus on personalized service, we offer a comprehensive range of banking solutions, including personal and business accounts, mortgage lending, wealth management, and insurance services through our subsidiary Ann Arbor Insurance Centre. Our commitment to community-driven banking is reflected in initiatives like the Neighborly Housing Grant, which provides up to $10,000 in down payment assistance for qualified Washtenaw County residents. Backed by over 30 years of experience in loan servicing and mortgage banking, we combine operational excellence with a team of seasoned professionals to deliver tailored financial solutions.Recognized as a Top Workplace by USA Today and a Best of Washtenaw award winner, we prioritize ethical practices, diversity, and accountability in every aspect of our operations. Our state-of-the-art online banking platform and mobile app empower customers to manage finances 24/7 with security and convenience. Through strategic partnerships like our nationwide warehouse lending division and faith-based financing programs, we extend our impact beyond traditional banking to support long-term financial success for individuals and businesses alike.
Services
Personal Banking
Business Banking
Home Equity Loans
Wealth Management
Mortgage Servicing
Insurance Services
Reverse Mortgages
Warehouse Lending
Faith-Based Financing
Online Banking
Highlights and features
- We offer locally tailored banking solutions with over 30 years of community expertise.
- Our Neighborly Housing Grant provides up to $10,000 in down payment assistance.
- We combine award-winning service with competitive money market rates and loan programs.
- Our team includes certified professionals with decades of mortgage banking experience.
- We operate with full transparency, ethical standards, and FDIC-insured security.
Associations and certifications
- FDIC
What people say
Personalized service
Competitive rates
Community focus
Award-winning team
Down payment assistance
Services
Personal Banking
University Ban provides comprehensive personal banking solutions including checking accounts, savings options, and credit cards. Our FDIC-insured products simplify financial management for Washtenaw County residents. With 24/7 online access and mobile banking, customers enjoy convenient fund transfers, bill payments, and real-time transaction monitoring.
Business Banking
We offer tailored business banking services featuring SBA loans, commercial lending, and deposit accounts. Our locally managed approach supports small business growth through personalized financial strategies. The warehouse lending division provides nationwide mortgage banking facilities with competitive pricing and expert industry support.
Home Equity Loans
Our home equity solutions include loans and bridge financing to meet diverse financial needs. The University Lending Group specializes in purchase, refinance, and construction mortgages with down payment assistance options. Faith-based financing programs offer customized solutions for religious organizations and individuals.
Wealth Management
We help clients build and transfer wealth through personalized financial planning. Services include investment strategies, retirement planning, and estate management. Our advisors focus on aligning financial goals with personal values to create sustainable wealth-building roadmaps for individuals and families.
Insurance Services
Through Ann Arbor Insurance Centre, we offer home, auto, life, health, and business insurance. As an independent agency, we provide competitive policies from multiple providers. Our 30+ years of experience ensure comprehensive coverage solutions tailored to individual and commercial client needs in Southeast Michigan.
People
Stephen Lange Ranzini
CEO & President
Stephen leads University Ban with over 30 years of banking experience. He focuses on community-driven growth and ethical leadership while maintaining operational excellence across all banking divisions.
Gerhard Naude
Chief Operating Officer
Gerhard oversees daily operations and strategic implementation. With extensive financial services expertise, he ensures efficient delivery of banking solutions while maintaining compliance with industry standards.
Michael M Yeager
Chief Financial Officer
Michael manages financial strategy and reporting. His leadership ensures fiscal stability and transparent financial practices that align with the bank's long-term growth objectives.
Veronica Sellers
Chief Risk Officer
Veronica directs risk management strategies. She brings decades of financial risk assessment experience to safeguard customer assets and maintain regulatory compliance across all banking operations.
Laura Gallagher
Chief Human Resources Officer
Laura leads HR initiatives focusing on talent development and workplace culture. She ensures alignment between employee growth and the bank's community-centric values.
Questions
What areas does University Bank serve?
We primarily serve Washtenaw County, Michigan, including Ann Arbor and Ypsilanti.
Do you offer mortgage loans?
Yes, through University Lending Group, we provide purchase, refinance, and construction mortgages with down payment assistance options.
How can I access my accounts 24/7?
Our online banking platform and mobile app allow 24/7 account access for transactions, bill payments, and monitoring.
Are there business banking options?
Yes, we offer SBA loans, commercial accounts, and warehouse lending services for businesses.
What insurance services do you provide?
Through Ann Arbor Insurance Centre, we offer home, auto, life, health, and business insurance policies.
Do you have Saturday banking hours?
Yes, our Ypsilanti branch offers drive-thru service Saturdays 9 AM - 12 PM.
