Business Details
47 Years
experience
Trusted Loan Servicing Software Solutions
Bottom Line Software has been a leader in loan origination and servicing software solutions for over four decades. Our platform combines advanced automation with comprehensive compliance tools to meet the needs of private money lenders and enterprise-level institutions. We specialize in streamlining lending operations through customizable web portals, integrated trust accounting, and robust investor management systems. Our team has built a reputation for delivering RESPA-compliant mortgage servicing platforms with features like AI-driven voice applications, batch payment processing, and real-time reconciliation tools. With a focus on innovation, we've developed role-based workflow systems that enhance operational efficiency while maintaining strict regulatory adherence.Our software's modular design allows clients to implement specific components like collections management or credit reporting independently. Backed by extensive industry experience, we provide tailored solutions that address both traditional and alternative lending requirements. Our commitment to continuous improvement has resulted in a platform featuring automated accounting, customizable reporting, and seamless third-party integrations. We serve organizations seeking to modernize their lending processes through technology-driven solutions that reduce manual workloads and improve accuracy. Our support infrastructure ensures clients receive comprehensive training and technical assistance to maximize system effectiveness.
Services
Loan Origination
Loan Servicing
Investor Management
Trust Accounting
Collections
Reporting
Credit Reporting
Payment Processing
Document Preparation
Workflow Automation
Details
- Year established: 1979
Highlights and features
- We offer 40+ years of specialized lending software expertise
- Our system provides fully automated RESPA-compliant accounting
- We deliver investor management with ACH payment automation
- Our platform includes customizable reporting and API integration
- We maintain comprehensive compliance with mortgage regulations
Services
Loan Origination
Our loan origination system automates application intake through customizable web portals. Borrowers complete digital applications with integrated credit pulls and document uploads. Role-based workflow management ensures proper task routing while maintaining compliance with regulatory requirements. The platform supports multiple loan types including fixed-rate, adjustable-rate, and construction loans.
Loan Servicing
Comprehensive loan servicing software handles payment processing, escrow administration, and compliance reporting. Automated billing systems manage ACH transactions and late fee calculations. The platform supports investor remittances and trust accounting with RESPA-compliant escrow analysis. Servicing features include collections management and customizable payment plans.
Investor Management
Automated investor management system handles multiple funding sources and pool configurations. The platform generates investor statements, processes ACH distributions, and maintains detailed reporting. Web portals provide real-time investment tracking while maintaining compliance with tax reporting requirements. System supports fractionalized payments and complex fund structures.
Trust Accounting
Integrated trust accounting system manages subsidiary ledgers for escrow and settlement transactions. Features include construction reserve tracking, check writing capabilities, and year-end tax reporting. The platform ensures compliance with CA DRE requirements and supports unlimited client account management through automated money-in/money-out tracking.
Collections
Robust collections module includes configurable action screens and promise-to-pay tracking. System automates payment processing while maintaining detailed call logs and audit trails. Features include multiple call queues, payment plan configurations, and workflow management tools that integrate with the core loan servicing platform.
Questions
What loan types does your software support?
Our platform supports fixed-rate, adjustable-rate, credit lines, multi-draw, and construction loans with customizable interest calculation methods.
How does the investor management system work?
The system automates investor remittances through ACH or check, provides real-time reporting, and supports multiple funding pools with customizable distribution rules.
Is your software RESPA compliant?
Yes, our platform includes fully compliant escrow administration with annual analysis, disclosure statements, and tax reporting capabilities.
Can I customize reporting features?
The system includes both pre-configured reports and a custom report builder with scheduling options for compliance, investor, and operational reporting.
What payment methods do you support?
We support ACH transactions, credit card payments, lockbox processing, and traditional check payments with automated reconciliation features.
Do you offer technical support?
Yes, we provide phone and ticket-based support during business hours with training resources for both new implementation and ongoing operations.
