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26 Years
experience
Emergency
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Your Trusted Insurance Partner in McAllen, TX
Molina Jerry Insurance has been a trusted insurance partner for over 25 years, dedicated to protecting families and businesses across the Rio Grande Valley and Texas. Founded in 2000, our approach prioritizes listening to clients' needs and providing transparent, personalized coverage solutions. We specialize in auto, home, life, commercial, health, and Medicare insurance, working with nationally recognized carriers to ensure comprehensive protection. Our team holds professional credentials as licensed agents with ongoing education compliance, offering bilingual services and veteran-led expertise.

We commit to direct client interaction, avoiding call centers, and prioritize long-term support beyond policy issuance. With 2,500+ satisfied clients and 15+ insurance partners, we emphasize honest advice, 24/7 claims assistance, and community-focused service. Our office in McAllen, TX, operates with weekday and Saturday hours to accommodate client schedules.
Services
Auto Insurance Home Insurance Life Insurance Commercial Insurance Health Insurance Medicare Plans Renters Insurance
Details
  • Year established: 2000
Highlights and features
  • 25+ years of local insurance expertise in McAllen, TX
  • Direct access to licensed agents, not call centers
  • 24/7 claims support for emergency situations
  • Bilingual Spanish-English insurance consultation services
  • Partnerships with 15+ top-rated insurance carriers
What people say
Save over $400 annually Smooth claims process Knowledgeable and available Professional and trustworthy Excellent service
Services
Auto Insurance
Comprehensive auto insurance coverage includes liability, collision, and uninsured motorist protection with competitive rates. Our policies offer optional roadside assistance and Mexico auto insurance for cross-border travelers. We help clients save money through personalized comparisons of top-rated carrier options.
Home Insurance
Customizable homeowners insurance protects against natural disasters, liability claims, and personal property loss. Policies include dwelling coverage and additional living expenses during repairs. We specialize in Texas-specific risks like storm damage and provide replacement cost options.
Medicare Plans
Medicare Advantage and Supplement plans include prescription drug coverage, dental, and vision benefits. We offer free consultations for Texas residents navigating Social Security and Medicare enrollment deadlines. Our services include Extra Help program applications and plan comparisons.
Life Insurance
Term, whole, and universal life insurance policies protect families' financial futures. We offer mortgage protection, child life insurance, and final expense coverage. Our agents help clients understand policy terms and select appropriate death benefit amounts.
Commercial Insurance
Business insurance packages cover liability, property damage, and workers' compensation needs. We partner with Next Insurance and Coterie Insurance to provide tailored solutions for Texas small businesses. Coverage includes commercial auto and specialized industry risks.
People
Jerry Molina
Owner & Licensed Agent
Jerry Molina is a licensed insurance agent with 25+ years of experience in Texas insurance markets. A University of Texas-Pan American graduate and Air Force veteran, he specializes in personalized insurance solutions. Jerry provides bilingual Spanish-English services and focuses on long-term client relationships.
Questions
What insurance types do you offer?
We provide auto, home, life, commercial, health, Medicare, and renters insurance with coverage options from 15+ top-rated carriers.
Do you offer 24/7 claims support?
Yes, our clients receive 24/7 claims assistance for emergency situations and urgent insurance needs.
How can I save on insurance?
We compare rates from multiple carriers to help clients save money while maintaining adequate coverage levels.
Do you serve businesses?
Yes, we offer commercial insurance packages including liability, property, and workers' compensation coverage.
Are you Medicare specialists?
We specialize in Medicare Advantage plans with free consultations for enrollment and plan comparisons.
Is bilingual service available?
Yes, we provide insurance services in both English and Spanish for client convenience.