Business Details
39 Years
experience
Your Trusted Insurance Partner for Water and Sewer Districts
Established in 1987, the Water & Sewer Risk Management Pool (WSRMP) was created by Washington State water and sewer districts to address the lack of affordable insurance options during the 1980s. As a public-entity insurance pool governed by Washington RCW Chapter 48.62, we enable member districts to self-insure while providing comprehensive coverage and risk management programs. Owned and controlled by the districts we serve, our organization reinvests all profits back into member benefits. Our mission focuses on delivering specialized risk management services, broad coverage, and stable costs to protect water and sewer utilities. With a seven-member Executive Committee composed of district representatives and a dedicated three-person staff, we maintain oversight through regular meetings and transparent governance.Our core values of Respectful, Accurate, Reliable, and Ethical (RARE) practices guide every decision. Headquartered in Bellevue, Washington, we serve water and wastewater districts across the Pacific Northwest, offering liability coverage up to $10M per occurrence, property coverage up to $200M, and specialized lines including cyber insurance, earthquake protection, and terrorism coverage. Our commitment to responsive customer service ensures members receive tailored support for their unique operational risks.
Services
Liability Coverage
Property Coverage
Cyber Insurance
Notary Bonds
Risk Management Programs
Details
- Year established: 1987
Highlights and features
- Member-owned organization established in 1987
- Specialized insurance pool governed by Washington RCW Chapter 48.62
- Reinvests all profits back into member benefits
- Offers $200M property coverage and $10M liability limits
- Provides cyber insurance and specialty risk management programs
Services
Liability Coverage
We provide up to $10 million per occurrence liability coverage for water and sewer districts. This includes public officials liability and employment practices liability protections. Our policies help utilities manage risks associated with operations, personnel, and public interactions while maintaining financial stability through shared risk pools.
Property Coverage
Our all-risk property coverage extends up to $200 million per occurrence for water and sewer infrastructure. This includes mechanical breakdown protection and pollution coverage up to $2 million. The program safeguards critical utility assets against physical damage from natural disasters, equipment failure, and other operational hazards.
Cyber Insurance
We offer $2 million cyber insurance coverage to protect against data breaches and cyber attacks. This specialty line addresses unique risks facing utility IT systems, including business interruption costs, legal liabilities, and recovery expenses for digital infrastructure serving public water and sewer operations.
Notary Bonds
Our notary bond program provides required financial guarantees for official document certification. The service includes clear application instructions and compliance support to help districts meet state regulatory requirements for notarial acts performed by utility personnel.
Risk Management Programs
We develop customized risk management strategies that combine safety programs, claims management, and policy development. Our team provides training resources and proactive risk assessment tools to help districts minimize incidents, reduce claims frequency, and maintain cost-effective coverage.
People
Cary Ecker
Executive Director
Cary Ecker leads WSRMP's strategic operations with over 25 years of insurance pool management experience. He oversees member relations, policy implementation, and organizational governance while maintaining compliance with Washington State regulations.
Jason Barney
Director of Claims
Jason Barney manages all claims processing for member districts. With specialized expertise in public utility risk assessment, he ensures timely resolution of property, liability, and specialty insurance claims while identifying risk reduction opportunities.
Alisa Dodd
Office Manager
Alisa Dodd coordinates WSRMP's administrative operations and member communications. She manages public records requests, financial documentation, and office logistics to support the organization's day-to-day functions and member service commitments.
Questions
What geographic areas do you serve?
We serve water and sewer districts across Washington State and the Pacific Northwest region.
What types of insurance coverage do you offer?
Our programs include liability coverage up to $10M, property coverage up to $200M, cyber insurance, earthquake protection, and specialty lines.
How are coverage limits determined?
Limits are established through collective risk assessment and member input, with liability at $10M and property at $200M per occurrence.
Can non-member districts purchase coverage?
Our insurance pool is exclusively available to Washington State water and sewer special purpose districts.
How do you handle claims processing?
Director of Claims Jason Barney oversees all claims with dedicated support for member districts' specific needs.
What risk management resources are available?
We provide safety programs, policy development tools, and training resources to help members prevent incidents and reduce risk exposure.
