Business Details
30 Years
experience
Trusted Asset-Based Lending Solutions in Bellevue, WA
Founded in 1996, Access Business Finance has established itself as a trusted asset-based lender with a proven track record of delivering tailored financing solutions. Our team of seasoned professionals brings decades of combined experience in banking, credit structuring, and financial services, having facilitated over 600 transactions totaling more than $2 billion in funding. We specialize in providing asset-based lines of credit and bridge real estate loans to businesses that struggle to secure traditional bank financing, offering flexible terms to support growth, acquisitions, and turnarounds. Our founders and leadership team personally oversee every credit decision, ensuring meticulous attention to detail and alignment with each client's unique needs.We prioritize clear communication, rapid decision-making, and long-term partnerships, maintaining transparency with both clients and referral partners throughout the financing process. With a focus on industries ranging from manufacturing to healthcare, we serve as a critical bridge for businesses seeking to stabilize or expand their operations. Our commitment to personalized service, combined with our deep institutional knowledge and hands-on approach, positions us as a reliable partner for companies navigating complex financial landscapes.
Services
Asset-Based Lines of Credit
Bridge Real Estate Loans
Details
- Year established: 1996
Highlights and features
- We offer timely decisions made by our founders with decades of banking experience.
- Our team provides personalized service with quick approvals for urgent needs.
- We specialize in asset-based lending solutions for businesses with unique challenges.
- We maintain transparent communication with clients and referral partners throughout the process.
- Our founders personally review and approve every credit decision.
Services
Asset-Based Lines of Credit
Asset-based lines of credit leverage accounts receivable, inventory, equipment, and real estate to provide flexible working capital. This solution supports businesses needing immediate liquidity for growth, operational expenses, or debt restructuring. Our tailored approach ensures optimized advance rates and covenant-free terms.
Bridge Real Estate Loans
Bridge real estate loans offer short-term funding secured by property assets for development, recapitalization, or acquisitions. Designed for businesses with high-growth potential or transitional needs, these loans feature interest-only payments and terms of 1-3 years to align with project timelines.
People
Tom Cleveland
Managing Partner | Founding Partner & Principal Owner
Veteran finance executive with over five decades of banking and regulatory leadership experience. Co-founded Access Business Finance and personally oversees all credit decisions, ensuring strategic structuring and long-term partnerships.
Doug McDonald
Managing Partner | Founding Partner & Principal Owner
Seasoned finance executive with 40+ years in institutional banking and entrepreneurial finance. Co-founder who collaborates on credit decisions and strategic direction, emphasizing risk assessment and integrity-driven lending practices.
Andrew Rieke
Director of Business Development
Brings 17+ years of sales and credit risk management experience. Specializes in asset-based lending solutions and maintains leadership roles in finance associations, focusing on client-centric growth strategies.
Kade Townsend
Director of Business Development
Focuses on expanding asset-based and real estate lending solutions for middle-market businesses. Leverages commercial banking expertise to structure creative capital solutions for complex financial situations.
Jose Tamez
Director of Operations
21-year veteran of Access Business Finance with deep operational expertise. Oversees day-to-day borrower interactions, staff development, and coordination with underwriting teams to ensure exceptional client service.
Questions
What types of businesses qualify for your financing?
We work with companies across industries facing growth, high leverage, turnarounds, or special situations. Common sectors include manufacturing, healthcare, real estate, and technology.
How quickly can I get approved for a loan?
Our founders personally review applications, enabling rapid decisions typically within days of receiving complete documentation.
What collateral do you accept for asset-based loans?
We secure loans against accounts receivable, inventory, equipment, and real estate to create tailored financing structures.
Do you offer financing for real estate development projects?
Yes, our bridge real estate loans support developers and investors needing short-term capital for property acquisitions or improvements.
How do you differ from traditional banks?
We specialize in non-conventional lending for businesses that cannot secure traditional financing, offering flexible terms and hands-on decision-making from our leadership team.
