Business Details
Your Trusted Credit Union for Personal and Business Banking
5Point Credit Union has been dedicated to empowering members with comprehensive financial solutions since our founding. Our commitment to community-driven service is reflected in our award-winning financial education programs, personalized banking products, and innovative digital tools. We specialize in checking and savings accounts, auto and home equity loans, business financing, and credit card services tailored to meet diverse financial needs. Our shared branching network provides access to over 5,000 credit unions nationwide, while our local presence in Southeast Texas since 2009 demonstrates our deep community roots.We maintain rigorous industry standards through federal insurance by NCUA and continuous investment in secure, user-friendly technology. Our team prioritizes financial literacy through initiatives like our Scholar Dollars program and annual $2,500 scholarships for local students. With multiple branch locations and 24/7 digital banking capabilities, we deliver convenient, member-focused financial services that emphasize transparency, ethical practices, and long-term financial success.
Services
Checking Accounts
Savings Accounts
Auto Loans
Credit Cards
Business Loans
Mortgage Loans
Financial Education
Shared Branching
Wire Transfers
Scholarship Programs
Highlights and features
- We offer award-winning financial education programs since 2009
- Our shared branching network provides 5,000+ nationwide locations
- We provide personalized financial solutions tailored to local needs
- Our commitment to community includes annual scholarship programs
- We maintain federal insurance through NCUA for member protection
Associations and certifications
- NCUA
Services
Auto Loans
Our auto loan program provides competitive rates for new and used vehicle purchases. Members benefit from flexible terms, personalized payment options, and dedicated loan specialists. We offer both direct lending and dealership financing solutions to help members achieve vehicle ownership while maintaining financial stability.
Financial Education
We deliver award-winning financial education programs covering budgeting, credit management, and savings strategies. Our Practical Money Skills platform offers interactive tools, lesson plans, and community workshops. The Scholar Dollars program provides financial literacy resources to local schools and our annual scholarship program supports higher education pursuits.
Shared Branching
Our shared branching network grants access to 5,000+ credit union locations nationwide. Members can perform transactions like deposits, withdrawals, and loan payments at partner branches. This service combines local membership benefits with nationwide convenience through standardized ID verification processes and coordinated service protocols.
Wire Transfers
We facilitate secure domestic and international wire transfers with transparent fee structures. Domestic transfers require $20 fee while international transfers cost $45. Our system provides complete tracking information and follows strict compliance protocols for fraud prevention. Funds typically process within 24 hours for domestic and 1-5 business days for international transactions.
Scholarship Programs
Our scholarship initiative awards eight $2,500 grants annually to local high school seniors. Recipients demonstrate academic achievement, leadership, and community involvement. The program requires membership with a maintained savings account and proof of college enrollment. Applications undergo rigorous review by an independent committee to ensure fair selection processes.
Questions
What are your wire transfer fees?
Domestic wire transfers cost $20 while international transfers are $45. We don't charge fees for receiving wire transfers.
Do you offer financial education resources?
Yes, we provide award-winning financial education programs including Practical Money Skills, Scholar Dollars, and community workshops.
Can I access accounts outside Texas?
Our shared branching network provides access to 5,000+ credit unions nationwide through our partnership program.
Are there scholarship opportunities available?
We award eight $2,500 scholarships annually to qualifying high school seniors with active membership accounts.
What loan types do you offer?
We provide auto loans, home equity loans, business financing, credit cards, and personal loan options with competitive rates.
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