Business Details
50+ Years
experience
Trusted Pawn Loans & Luxury Jewelry Sales in Costa Mesa
Jewelry-N-Loan has been a trusted family-owned business in Costa Mesa, California since 1938, specializing in jewelry, luxury watches, and pawn loans. Our team includes GIA-certified gemologists and a second-generation Master Watchmaker, ensuring expert evaluation and repair services for fine jewelry and timepieces. We prioritize customer trust through transparent transactions, competitive pricing, and secure storage of collateral in UL-certified safes.Our services include low-interest pawn loans without credit checks, buying and selling high-end brands like Rolex and Cartier, and offering extensive collections at dealer prices. With decades of experience, we combine industry expertise with personalized service to meet the needs of our clients in Southern California and beyond.
Services
Pawn Loans
Sell Jewelry
Cash for Gold
Watch Repair
Buy Jewelry
Details
- Year established: 1938
Highlights and features
- Family-owned since 1938 with decades of industry experience.
- GIA-certified staff ensures accurate valuations of luxury items.
- Secure pawn shop with 24/7 surveillance and armed guards.
- Lowest interest rates in Orange County for pawn loans.
- Expert watch repair by a second-generation Master Watchmaker.
Associations and certifications
- Gemological Institute of America (GIA)
What people say
Professional and courteous staff
Fair valuations for luxury items
Secure pawn shop environment
Expert watch repair services
Unmatched selection of jewelry
Services
Pawn Loans
Jewelry-N-Loan offers short-term pawn loans against luxury jewelry, watches, and precious metals. No credit checks required, with competitive interest rates starting at 3% monthly. Collateral is securely stored in UL-certified safes, ensuring client assets remain protected throughout the 120-day loan term.
Sell Jewelry
We buy and sell fine jewelry, including diamonds, gemstones, and signed pieces from brands like Cartier and Tiffany & Co. GIA-certified staff provide fair valuations, with payment made in minutes. Our inventory changes daily, offering dealer prices on pre-owned and vintage collections.
Cash for Gold
Jewelry-N-Loan purchases gold in all forms, including jewelry, coins, and bullion. We evaluate items based on purity, weight, and aesthetic value, paying premiums for hallmarked pieces. Transactions are confidential, with cash provided immediately upon agreement of terms.
Watch Repair
Our second-generation Master Watchmaker provides repair services for luxury timepieces, including battery replacement, restoration, and polishing. While temporarily paused, this service caters to Rolex, Omega, and Patek Philippe watches, ensuring meticulous attention to detail and functionality.
Buy Jewelry
Clients can purchase certified diamonds, platinum, and gold jewelry at dealer prices. Our selection includes modern and antique pieces from renowned brands like Van Cleef & Arpels. Pre-owned items are sourced globally, offering unique options for engagement rings, anniversaries, and collectible watches.
Questions
What items can I use for a pawn loan?
We accept fine jewelry, luxury watches, gold, diamonds, and precious metals as collateral for short-term loans.
How quickly can I get a pawn loan?
The loan process takes minutes, with cash provided immediately upon agreement of terms and collateral evaluation.
Do you buy broken or damaged jewelry?
Yes, we evaluate all items based on material value and repair potential, offering fair prices for damaged pieces.
Are your pawn loan interest rates negotiable?
Rates are fixed at under 3% monthly, governed by California state law, with no hidden fees.
Can I sell my watch without paperwork?
While documentation enhances valuation, we purchase watches without certificates, though prices reflect authenticity verification.
Do you offer international shipping for purchases?
Currently, we focus on in-store transactions but can assist with local delivery arrangements for large purchases.
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