Business Details
Trusted Credit Insurance Solutions
One Source Risk Management & Funding is a premier specialist broker for credit insurance and risk mitigation products, serving businesses across North America. With a team of senior professionals from insurance, banking, and trade finance backgrounds, we provide tailored solutions to protect accounts receivable and enhance liquidity. Our Client Information Services (CIS) department has successfully reinstated over $268 million in previously declined buyer coverage since its creation in 2010. We combine national alliances with direct carrier communication to deliver cost-effective policies, complemented by credit reports, collections, and receivables management services.Our dedicated service teams and localized representatives ensure personalized support, while our ROI and PUT calculators help clients quantify financial benefits. Operating from offices spanning the U.S. and Canada, we offer free program evaluations to help businesses make informed risk management decisions.
Services
Credit Insurance
Export Credit Insurance
Factoring
Political Risk Insurance
Receivables Management
Highlights and features
- One of North America's largest credit insurance specialty brokers
- Dedicated Client Information Services team for coverage reinstatement
- Access to all markets for optimal policy structures
- Comprehensive suite of complementary services available
- National network of localized representatives
Services
Credit Insurance
Credit insurance safeguards businesses against non-payment risks by covering accounts receivable losses. Our policies protect domestic and international receivables, helping companies maintain cash flow while expanding sales safely. Coverage includes protection against customer insolvency, political risks, and economic instability.
Export Credit Insurance
Export credit insurance protects businesses engaged in international trade from non-payment risks. Our customized policies cover political unrest, currency fluctuations, and commercial defaults, enabling safe expansion into global markets while providing access to expert industry analysis and risk assessment tools.
Receivables Management
Our receivables management services optimize cash flow by handling credit evaluation, collections, and risk mitigation. This comprehensive solution reduces operating costs, minimizes write-offs, and improves days sales outstanding while allowing businesses to focus on core operations.
Factoring Services
Factoring services provide immediate working capital by purchasing accounts receivable at a discount. This solution improves cash flow, reduces credit risk exposure, and includes outsourced credit management while maintaining protection against customer defaults.
Political Risk Insurance
Political risk insurance covers losses from geopolitical events including war, expropriation, and government policy changes. Our policies protect international investments and contracts, offering coverage for economic instability, currency restrictions, and sovereign guarantee non-honorings.
People
Mike DeLuca
Senior Vice President
With over 25 years in risk management, Mike DeLuca specializes in credit insurance solutions and has helped numerous clients optimize receivables protection while maintaining a strong focus on client relationship management.
Miguel Carranza
Vice President
Miguel Carranza brings extensive expertise in trade finance and international risk assessment, focusing on developing customized insurance programs that address complex cross-border transaction challenges for mid-market companies.
John Flahaut
Senior Vice President
John Flahaut has over 20 years of experience in credit risk solutions, specializing in structuring comprehensive insurance programs that help businesses expand into new markets while maintaining financial security.
Jason Hamilton
Vice President
Jason Hamilton focuses on political risk mitigation strategies, helping clients navigate complex international trade environments with customized insurance solutions that protect against geopolitical uncertainties.
Ryan Babeu
Vice President
Ryan Babeu specializes in receivables management solutions, combining credit insurance expertise with practical collections strategies to help businesses improve cash flow and reduce bad debt exposure.
Questions
What credit insurance solutions do you offer?
We provide domestic, international, and multi-market credit insurance policies tailored to protect accounts receivable while offering flexible coverage options for businesses of all sizes.
How can you help with international trade risks?
Our export credit insurance and political risk coverage protect against non-payment from foreign buyers, currency restrictions, and geopolitical disruptions in over 200 countries.
Do you offer financing alternatives?
Yes, we provide factoring services, put options, and alternative financing structures to improve cash flow and reduce credit risk exposure for growing businesses.
How do you handle collections?
Our specialized collections team uses advanced technology and direct engagement strategies to recover delinquent debts with a proven track record of success in complex cases.
Can you help with existing insurance programs?
We offer free evaluations of current credit insurance programs to identify gaps and recommend improvements that better align with your business's risk profile and growth objectives.
Do you serve businesses outside the US?
Yes, we provide risk management solutions to clients in Canada and through global carrier networks, supporting businesses with international operations and exposures.
