Business Details
44 Years
experience
Your Trusted Insurance Partner in Cerritos, CA
Established in 1982 by Mikel Walton in Downey, CA, Mikel's Insurance Services has grown from a local agency to a trusted provider serving California and surrounding states. Our family-owned business specializes in Auto, Home, Business, and Dental Professional Liability insurance, offering personalized solutions tailored to individual and commercial needs. With over four decades of experience, we prioritize quality customer service and maintain strong relationships with a network of reputable carriers to ensure competitive pricing and comprehensive coverage. As part of United Valley Insurance Services, Inc., we leverage a nationwide network of over 325 independent agents to deliver innovative insurance products and programs.Our commitment to the community and client-centric approach has earned us long-term customer loyalty, with a focus on transparency, no hidden fees, and a dedication to protecting what matters most to our clients.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Dental Liability Insurance
Renters Insurance
Group Health Insurance
Personal Umbrella Insurance
Landlord Insurance
Details
- Year established: 1982
Highlights and features
- Family-owned since 1982 with deep community ties
- No broker fees for transparent pricing
- Specialized in dental professional liability coverage
- Access to 100+ insurance carriers nationwide
- Personalized service for individuals and businesses
What people say
Strong ties with the community
Flexible and in-touch
Never once had to worry
Agent willing to provide this level
Accommodating, professional, helpful
Services
Auto Insurance
Auto insurance protects against liability and vehicle damage from accidents or covered incidents. We offer policies compliant with California's minimum requirements while providing options for enhanced protection. Our agents help clients understand factors affecting premiums, such as driving history and coverage levels, while explaining deductible choices and claims processes.
Dental Liability Insurance
Specialized coverage for dental professionals against malpractice claims and legal challenges. Policies include occurrence-based and claims-made options with up to $5M per claim limits. Backed by MedPro Group's 119-year expertise and 95%+ win rate in defense cases, ensuring robust protection for general dentists and specialists.
Homeowners Insurance
Comprehensive coverage for residential properties including dwelling, personal property, liability, and additional living expenses. Policies protect against common perils like fire and theft while offering customizable options for high-value items and natural disaster risks. Our team helps determine appropriate coverage amounts based on rebuilding costs and asset value.
Business Insurance
Tailored protection for businesses against liability claims, property damage, and operational disruptions. Includes general liability, commercial property, business interruption, and cyber liability options. We assess each business's unique risks to create customized packages that safeguard assets and ensure continuity during unexpected events.
Renters Insurance
Affordable coverage for renters protecting personal belongings and providing liability protection. Policies cover theft, damage, and additional living expenses during displacement. We help clients understand coverage limitations, pet liability options, and factors affecting premium costs based on location and coverage levels.
People
Mikel Walton
Founder
Founded Mikel's Insurance Services in 1982, Mikel Walton built the agency on principles of community service and personalized attention. After relocating to Cerritos in 2023, he continues active involvement while mentoring the next generation of family leadership.
Richard Walton
Program Administrator
Richard Walton manages dental liability programs with expertise in MedPro Group solutions. As part of the family-owned agency, he combines industry knowledge with personalized service to address clients' professional liability needs across multiple states.
Questions
What types of insurance does Mikels Insurance Services offer?
We provide auto, home, business, dental liability, renters, landlords, group health, personal umbrella insurance, and workers compensation coverage tailored to California residents and businesses.
Are you licensed to operate in California?
Yes, we hold California License 0E11818 and have served the state since 1982 with our main office located in Cerritos near the Auto Square.
Do you offer specialized insurance for dental professionals?
Yes, we specialize in dental professional liability insurance through MedPro Group, offering occurrence-based and claims-made policies with comprehensive coverage options for dentists and specialists.
How do you help clients find affordable insurance?
As an independent agency, we shop multiple carriers to find competitive rates without charging broker fees, leveraging our network of 100+ insurance companies nationwide.
Can I get insurance if I'm not in California?
While based in California, we serve clients in surrounding states and offer coverage options adaptable to various geographic locations and regulatory requirements.
