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Trusted Mortgage Broker in Largo, FL
At DDA Mortgage, we specialize in helping individuals and businesses secure tailored loan solutions with over 38 years of industry expertise. Our team prioritizes personalized service, offering evening and weekend appointments to accommodate busy schedules. We guide clients through credit management, provide transparent cost disclosures, and utilize advanced digital tools for streamlined applications.Partnering with Saleztrax, we deliver 24/7 support to ensure efficient closings, even for complex loan scenarios. Our commitment to integrity and client-first relationships has earned us a 5-star rating across 400+ Google reviews, solidifying our reputation as a trusted mortgage broker in the Tampa Bay area.
Services
Residential Loans
Commercial Loans
Refinancing
Reverse Mortgages
Second Mortgages
Highlights and features
- We offer 38 years of mortgage industry expertise with personalized service.
- Our team provides evening and weekend appointments for client convenience.
- All loan costs are fully disclosed upfront for complete transparency.
- We partner with Saleztrax for 24/7 processing support and fast closings.
- All loan officers are NMLS-licensed with rigorous background checks.
What people say
Excellent communication
Knowledgeable team
Smooth closing process
Competitive rates
Personalized service
Services
Residential Loans
We offer FHA, VA, conventional, and USDA loans for home purchases or refinancing. Our programs minimize closing costs while maximizing cash flow, with personalized guidance through the entire process. Clients benefit from transparent cost disclosures and digital tools for efficient applications.
Commercial Loans
Our commercial lending includes SBA 7(a), 504, bridge loans, and investor property financing. We specialize in complex transactions, offering competitive rates and terms for acquisitions, refinancing, or business expansions. Our team provides dedicated support for unique commercial needs.
Refinancing
We analyze whether refinancing will save clients money through lower rates or adjusted terms. Services include rate/term refinancing, cash-out options, and strategies to recoup costs efficiently. Our experts guide clients through break-even calculations and documentation.
Reverse Mortgages
Designed for homeowners aged 62+, these loans convert home equity into tax-free funds. We explain eligibility requirements, payment options, and implications for heirs. Our counselors ensure clients understand long-term financial impacts.
Second Mortgages
We provide fixed-rate second mortgages for debt consolidation, renovations, or major expenses. Clients receive clear terms about repayment timelines, interest rates, and how these loans interact with primary mortgages.
People
Didier Malagies
President
With 38+ years in mortgage banking and $1B+ in closed loans, Didier leads DDA Mortgage's strategic direction. He oversees loan officer training and maintains NMLS #212566 certification, ensuring compliance with industry standards.
Dottie Spitaleri
Loan Officer
NMLS-certified with 15+ years of experience, Dottie specializes in residential financing. She focuses on first-time homebuyer programs and maintains active real estate licenses to better serve Tampa Bay clients.
Tamara Dragon
Commercial Loan Specialist
Tamara manages commercial transactions including SBA loans and investor portfolios. With 10+ years in business lending, she coordinates with underwriters to structure complex deals for property acquisitions and refinancing.
Questions
What loan programs does DDA Mortgage offer?
We provide residential and commercial loans including conventional, FHA, VA, SBA 7(a), 504, reverse mortgages, and refinancing options tailored to client needs.
How can I start the mortgage application process?
Begin online with our streamlined application or contact us directly for personalized guidance through pre-qualification and closing steps.
Does DDA Mortgage offer 24/7 support?
Yes, through our partnership with Saleztrax, we provide round-the-clock processing to ensure timely loan closings.
Are your mortgage rates competitive?
We shop for the best terms and rates, leveraging relationships with multiple lenders to secure favorable financing for clients.
What areas do you serve?
We primarily serve Tampa Bay, including Pinellas, Pasco, and Hillsborough counties, with nationwide lending capabilities.
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