Business Details
Your Trusted Mortgage Partner in Allentown, PA
Consumer Trust has built a reputation for excellence in the mortgage industry over decades of service. We specialize in providing tailored financing solutions for homebuyers and commercial clients across Pennsylvania and New Jersey. Our customer-centric approach prioritizes your financial goals, offering conventional, government, commercial, and construction loans with competitive terms. With a foundation rooted in integrity, we focus on expanding lending options, accelerating loan closures, and innovating new mortgage products. Our team of experienced professionals is committed to helping families achieve homeownership while adhering to strict standards of trust, loyalty, and growth.Licensed in both Pennsylvania and New Jersey, we combine local market expertise with nationwide resources to deliver unparalleled service. Our mission emphasizes quality-first practices, ensuring every client receives personalized attention and transparent communication throughout the mortgage process. By aligning our values with the needs of our customers, we strive to make homeownership dreams a realityone loan at a time.
Services
Conventional Loans
Refinance Options
Commercial Loans
Government Loans
Construction Loans
Highlights and features
- We offer 30+ years of mortgage industry expertise.
- Our team provides personalized loan solutions tailored to your financial goals.
- Licensed in Pennsylvania and New Jersey for local market knowledge.
- We deliver competitive rates and innovative mortgage products.
- Our customer-centric culture prioritizes transparency and trust.
Associations and certifications
- NMLS #185144
What people say
Trustworthy partner
Experienced mortgage professionals
Customer-centric culture
Competitive rates
Innovative solutions
Services
Conventional Loans
Conventional loans cater to homebuyers with strong credit and stable employment. These fixed or adjustable-rate mortgages offer low down payments and competitive interest rates. Our team helps clients navigate pre-qualification, closing costs, and escrow management for seamless homeownership.
Government Loans
Government loans include VA, FHA, and USDA options for eligible borrowers. These programs provide low or no down payment requirements, flexible credit guidelines, and favorable interest rates. We specialize in guiding veterans, rural homebuyers, and first-time purchasers through these specialized programs.
Commercial Loans
Commercial loans finance income-generating properties with underwriting focused on property cash flow. We assist investors in evaluating property use, debt service ratios, and long-term financial goals. Our expertise covers diverse commercial real estate transactions and investor needs.
Refinance Options
Refinance services help homeowners lower payments, shorten loan terms, or access equity. We offer cash-out refinancing, rate-and-term adjustments, and PMI removal strategies. Our process combines personalized analysis with competitive rate locking for optimal savings.
Construction Loans
Construction loans fund custom home building projects with phased disbursements. We support borrowers through land acquisition, contractor coordination, and permanent financing transition. Our team provides specialized guidance for new home construction and renovation projects.
Questions
What types of mortgage loans do you offer?
We provide conventional, government (VA/FHA/USDA), commercial, and construction loans tailored to meet diverse homebuying and investment needs.
How does the pre-qualification process work?
Pre-qualification evaluates your income, assets, and debts to determine an affordable mortgage amount before house hunting.
Can I refinance my existing mortgage?
Yes, we offer refinance options to lower payments, shorten loan terms, access equity, or switch from adjustable to fixed rates.
Are there special programs for first-time homebuyers?
We recommend FHA loans with low down payments and flexible credit requirements for first-time homebuyers.
What areas do you serve?
We operate in Pennsylvania and New Jersey, offering localized expertise for both residential and commercial mortgage needs.
