Business Details
50+ Years
experience
Your Community Credit Union for Educators in Pennsylvania
Founded in 1934 as Allentown Teachers Credit Union, we have grown into a trusted financial institution serving educational employees and their families across seven Pennsylvania counties. Our history began with a small group of School District of Allentown employees and has expanded to over 15,000 members with $400 million in assets. We operate two full-service locations in Allentown and Schnecksville while maintaining our core mission of empowering members toward financial success. As a member-owned cooperative, we prioritize community impact over profit, offering competitive rates and personalized service. Our volunteer Board of Directors ensures ethical governance and fiscal responsibility.We differentiate ourselves through educational programs, financial literacy initiatives, and technology-driven solutions like mobile banking and digital wallets. Our NCUA-insured services include checking accounts, savings plans, loans, and credit cards tailored to educators' needs. We maintain transparency through annual reports and member elections while upholding core values of service, collaboration, and financial education. Our team combines decades of local banking experience with modern financial tools to deliver exceptional member experiences.
Services
Checking Accounts
Savings Plans
Auto Loans
Home Loans
Digital Banking
Credit Cards
Personal Loans
Student Loans
Debit Cards
Prepaid Cards
Details
- Year established: 1934
Highlights and features
- We've served educators since 1934 with specialized financial expertise
- Our not-for-profit model delivers higher savings rates and lower loan rates
- NCUA-insured accounts protect deposits up to $250,000
- Mobile app enables 24/7 account management and mobile deposits
- Community-focused board elected directly by member-owners
Associations and certifications
- NCUA
What people say
Great rates
Helpful staff
Positive experiences
Polite employees
Well informed
Services
Checking Accounts
Our checking accounts provide secure, accessible solutions for everyday financial needs. Members benefit from no monthly maintenance fees, free online bill pay, and mobile check deposit capabilities. Designed specifically for educators, these accounts integrate seamlessly with our digital banking tools for 24/7 account management.
Home Loans
We offer competitive home loan options including fixed-rate and adjustable-rate mortgages. Our lending team provides personalized guidance through the home buying process with special programs for first-time homebuyers. Members receive exclusive rate discounts and dedicated support from application to closing.
Digital Banking
Our digital banking platform enables 24/7 account access through mobile apps and online portals. Features include real-time balance checks, fund transfers, bill payments, and e-statements. Security measures include biometric authentication and encrypted communications to protect member information.
Auto Loans
We provide auto loans for new and used vehicles with competitive APRs based on creditworthiness. Our financing options include flexible terms up to 72 months for qualified borrowers. Members can apply online and receive pre-approval before visiting dealerships.
Credit Cards
Our credit card offerings include low APR options and rewards programs. Features include zero liability protection, mobile wallet integration, and customizable spending controls. We provide financial education resources to help members use credit responsibly.
Questions
Who is eligible for membership?
Educational employees and their families in Berks, Bucks, Carbon, Lehigh, Montgomery, Northampton, and Schuylkill counties qualify for membership.
What digital banking features are available?
Our mobile app offers 24/7 access for bill payments, fund transfers, mobile deposits, and account monitoring with real-time alerts.
How are loan rates determined?
Loan rates depend on creditworthiness, loan term, and current market conditions. We offer competitive rates for qualified borrowers.
Are my deposits insured?
Yes, all deposits are insured up to $250,000 by the National Credit Union Administration (NCUA).
Can I access accounts while traveling?
Digital banking provides 24/7 access. Contact us before travel to set up travel notifications for card usage.
How do I report a lost card?
Call our main number immediately during business hours or use the mobile app's card lock/unlock feature after hours.
