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NCM Financial Service NCM Financial Service
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Your Trusted Financial Planning Partner in Clarksville, TN
At NCM Financial Service, we specialize in demystifying financial planning to help individuals and families achieve their long-term goals. With decades of combined experience, our team prioritizes tax planning, retirement strategies, and estate conservation tailored to clients across all income levels. We offer a comprehensive suite of services including 529 college savings plans, disability income products, and investment strategies designed to mitigate risk. Our approach emphasizes long-term financial stability through personalized guidance and transparent communication.

Licensed in multiple states, we collaborate with leading institutions like The Ohio National Life Insurance Company to deliver trusted solutions. While we do not provide legal or tax advice, our expertise lies in connecting clients with resources to make informed decisions. By focusing on education and client empowerment, we aim to build enduring relationships rooted in trust and mutual understanding. Our commitment to ethical practices and client-centric service has established us as a reliable partner in financial planning.
Services
College Savings Plans Disability Income Products Financial Needs Analysis Life Insurance Solutions Investment Strategies Retirement Planning 401(k) Rollovers Tax Management Estate Conservation Mutual Funds
Highlights and features
  • We offer personalized financial strategies tailored to individual client needs.
  • Our team holds advanced certifications including ChFC, CLU, and LUTCF.
  • We prioritize long-term wealth preservation over short-term market trends.
  • Licensed in 18+ states with partnerships across top-tier financial institutions.
  • Client education is central to our approach to financial decision-making.
Update Listing
Services
Retirement Planning
Our retirement planning services help clients build sustainable income streams through customized strategies. We analyze current financial status, future goals, and risk tolerance to create personalized retirement roadmaps. With expertise in 401(k) rollovers and IRA management, we guide clients through tax-efficient withdrawal strategies and estate planning considerations.
College Savings Plans
We specialize in 529 college savings plans that offer tax-advantaged growth for education expenses. Our advisors help families navigate contribution limits, investment options, and financial aid implications. We provide projections for future education costs and develop systematic savings approaches tailored to individual timelines and budgets.
Life Insurance
Our life insurance solutions include term and permanent policies designed to protect dependents and preserve wealth. We assess clients' financial obligations, income replacement needs, and estate planning goals. Working with The Ohio National Life Insurance Company, we offer products that integrate with broader financial strategies.
Investment Management
We develop diversified investment portfolios aligned with clients' risk profiles and financial objectives. Our strategies emphasize long-term growth through mutual funds and asset allocation models. We regularly review market conditions and adjust holdings to maintain optimal performance while managing downside risks.
Tax Management
Our tax management services focus on minimizing liabilities through strategic financial positioning. We analyze clients' income sources, deductions, and credits to optimize tax efficiency. This includes retirement account conversions, charitable giving strategies, and coordination with tax professionals for comprehensive planning.
People
Norris C. Ming
Financial Advisor
Norris C. Ming, holding ChFC, CLU, and LUTCF designations, specializes in helping clients navigate complex financial decisions. With decades of experience, he focuses on creating personalized strategies for retirement planning, risk management, and wealth preservation across Tennessee and surrounding regions.
Questions
What financial services do you specialize in?
We specialize in retirement planning, college savings, life insurance, investment management, and tax strategies tailored to individual client needs.
How do you help clients with retirement planning?
We create personalized retirement roadmaps using 401(k) rollovers, IRA management, and tax-efficient withdrawal strategies based on individual financial goals and risk tolerance.
In which states do you operate?
We serve clients in 18 states including Tennessee, Florida, Georgia, North Carolina, and Texas, with licensing for both insurance and variable products.
What credentials do your advisors hold?
Our advisors hold advanced certifications including Chartered Financial Consultant (ChFC), Certified Life Underwriter (CLU), and Life Underwriting Testing Procedures (LUTCF).