Business Details
42 Years
experience
Trusted Mortgage Broker Services in Pleasant Grove, UT
Founded in 1984, Guaranty Trust (FCM TPO) has established itself as a trusted leader in the mortgage industry. With over 40 years of experience, we specialize in providing innovative mortgage solutions and cutting-edge technology platforms to support lending partners nationwide. Our team of seasoned professionals brings decades of collective expertise, ensuring seamless loan origination and underwriting processes. We pride ourselves on adaptability, innovation, and exceptional execution, offering customizable product solutions tailored to meet diverse client needs.Our commitment to compliance security, dedicated support, and advanced technology like FCM Fuel sets us apart in the competitive mortgage landscape. Licensed in 47 states, we serve a broad network of mortgage brokers, banks, and credit unions, simplifying the path to homeownership for borrowers across the United States.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Non-QM Loans
Jumbo Loans
DPA Programs
Second Mortgages
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of mortgage industry expertise with nationwide licensing.
- Our FCM Fuel platform enables fast, efficient loan pricing and management.
- Dedicated support team assists partners at every lending process stage.
- Customizable product solutions for conventional, government, and non-QM loans.
- Proven track record of rapid loan closures and client satisfaction.
What people say
Absolute speed
Amazing to work with
Loving working with you guys
User-friendly interface
Dedicated support team
Services
Conventional Loans
Conventional loans follow FNMA/FHLMC guidelines with terms from 10-30 years, offering fixed or adjustable rates. These mortgages suit purchase or refinance needs for borrowers with standard credit profiles. Our platform simplifies origination through automated underwriting systems.
FHA Loans
FHA-insured loans provide low down payment options (as low as 3.5%) for first-time buyers and those with moderate incomes. We facilitate these HUD-compliant loans through streamlined processes, ensuring accessibility while maintaining strict underwriting standards.
VA Loans
Available to eligible veterans and service members, VA loans offer zero down payment requirements with VA-backed guarantees. Our team specializes in processing these benefits-focused mortgages efficiently while adhering to Department of Veterans Affairs regulations.
Non-QM Loans
Non-qualified mortgage products cater to self-employed borrowers or those with complex financial situations. We offer full documentation, alt-doc, and bank statement options through our flexible underwriting framework tailored for non-traditional applicants.
FCM Fuel Portal
Our proprietary FCM Fuel system enables real-time loan pricing, dual AUS runs, and mobile-friendly pipeline management. This technology reduces documentation requirements while accelerating closures through integrated compliance checks and automated workflows.
People
Corey Shelley
Owner | Chairman
With decades of mortgage industry leadership, Corey Shelley drives strategic vision while maintaining commitment to innovative solutions and client-focused service excellence.
Carine Clark
Chief Executive Officer
Carine Clark oversees daily operations, leveraging extensive mortgage expertise to ensure compliance standards and technological advancements align with market demands.
Omar Cantillo
President of Wholesale
Omar Cantillo leads wholesale operations with 20+ years of experience in mortgage product development and channel management strategies.
Ryan McCormick
Chief Technology Officer
Ryan McCormick directs technology innovation, developing proprietary platforms like FCM Fuel to enhance operational efficiency and digital mortgage experiences.
Mike McCarthy
SVP National Sales Manager
Mike McCarthy builds strategic partnerships nationwide, offering tailored mortgage solutions and dedicated support to lending institutions of all sizes.
Questions
What mortgage products does First Colony Mortgage offer?
We provide conventional, FHA, VA, USDA, non-QM, jumbo loans, and down payment assistance programs.
How can I partner with FCM TPO?
Contact our team via the website or call 855-463-2630 to discuss partnership opportunities and request a demo.
What technology platforms support FCM TPO services?
Our FCM Fuel portal enables loan pricing, dual AUS runs, and pipeline management from any device.
Are there special programs for first-time homebuyers?
Yes, we offer FHA loans and True ZERO programs with low or zero down payment options.
How quickly can loans close through FCM TPO?
Our streamlined process achieves closures in as little as 11 days, depending on documentation.