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28 Years
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Emergency
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Your Trusted Insurance Partner in Provo, Utah
United Insurance Group has been serving Utah communities since 1998, establishing itself as a trusted local insurance provider. Our team prioritizes personalized service while delivering comprehensive coverage solutions across auto, home, renters, condo, commercial, and earthquake insurance. With decades of combined experience in risk management, we specialize in creating tailored policies that protect what matters most to our clients. Our expertise extends to unique coverages like service line protection, equipment breakdown endorsements, and executive enhancement forms that exceed standard policy limitations. Recognized for our community-focused approach, we maintain deep local market knowledge while offering multi-policy discounts of up to 35%.

Our claims specialists provide prompt, transparent support during critical moments, backed by 24/7 emergency assistance options. We demonstrate authoritativeness through innovative offerings like our artisan contractor insurance program and specialized earthquake coverage packages. Our commitment to transparency is evident in features like free windshield coverage with $0 deductible for repairs, while our trustworthiness is reinforced through consistent policyholder education resources and clear communication channels.
Services
Auto Insurance Homeowners Insurance Renters Insurance Condo Insurance Commercial Insurance Landlord Policy Earthquake Coverage Equipment Breakdown Service Line Protection Executive Enhancement
Details
  • Year established: 1998
Highlights and features
  • We have been serving Utah communities since 1998 with localized insurance expertise
  • Our unique coverages include FREE Windshield Coverage and Service Line Protection
  • We offer multi-policy discounts up to 35% for combined coverage holders
  • Our team provides personalized policy guidance through local Utah-based agents
  • We include equipment breakdown coverage starting at just $35 annually
Services
Auto Insurance
Our auto insurance provides comprehensive protection with unique benefits like FREE windshield coverage, $0 deductible for repairs, and low mileage discounts up to 43%. Specializing in Utah road conditions, we offer emergency roadside assistance covering towing, flat tires, and lockout services. Policyholders benefit from competitive rates backed by personalized agent support.
Homeowners Insurance
We offer enhanced homeowners coverage including service line protection for underground utilities and equipment breakdown endorsements. Our executive enhancement form increases standard policy limits while expanding coverage scope for Utah properties. Special features include masonry exclusion options and customizable earthquake protection packages tailored to local seismic risks.
Earthquake Insurance
Our earthquake insurance features two package options: basic dwelling-only coverage at reduced cost, and comprehensive plans including personal property and loss of use benefits. Unique offerings include earthquake loss assessment coverage for condo owners and customizable deductible options. Policies are specifically designed for Utah's geological profile with specialized options for both single-family homes and condominiums.
Commercial Insurance
We provide specialized commercial insurance programs for Utah businesses including the Artisan Contractor Program covering HVAC technicians, plumbers, and contractors. Our offerings include cyber liability protection, employment practice coverage, and multi-line discounts for commercial auto policies. The program addresses industry-specific risks while maintaining competitive pricing for small to mid-sized businesses.
Renters Insurance
Our renters insurance includes equipment breakdown coverage and identity theft protection. Policyholders receive multi-policy discounts when combined with other United Insurance policies. The coverage protects personal belongings against common risks while offering optional enhancements. Special features include fire protection device discounts and comprehensive personal liability protection for Utah renters.
Questions
What unique insurance coverages do you offer?
We provide specialized coverages including FREE windshield replacement with $50 deductible, service line protection for underground utilities, equipment breakdown coverage starting at $35/year, and earthquake loss assessment coverage for condos.
How can I save money on insurance policies?
Combine policies for multi-policy discounts up to 35%, qualify for low mileage discounts up to 43%, install central station alarm systems for fire protection discounts, or take advantage of our bundling options across different insurance types.
What should I do after a property disaster?
Contact our claims department immediately at 877-875-8038, document damages with photographs, and take reasonable steps to prevent further damage while maintaining records of all expenses related to the incident.
Do you offer earthquake insurance for condos?
Yes, we offer specialized earthquake coverage for condo owners that protects personal belongings and covers loss of use while the building is being repaired, even if the HOA has master policy coverage.
What commercial insurance programs are available?
We offer the Artisan Contractor Program, Restaurant Program, Retail Office Program, Commercial Auto Program, and specialized condominium insurance programs with tailored coverages for Utah businesses.