Business Details
50+ Years
experience
Your Trusted Credit Union Partner in Ventura, CA
County Schools Federal Credit Union Federal Credit Union has been dedicated to improving lives and supporting financial education since 1960. Founded by eight educators in Ventura County, we operate as a not-for-profit cooperative, prioritizing the needs of our members and their families. Our mission focuses on delivering fair financial products while promoting financial awareness throughout the community. With over six decades of service, we have helped hundreds of members achieve homeownership, vehicle ownership, and financial stability through personalized lending solutions. Our commitment to community extends beyond banking, as we actively support local organizations through donations, sponsorships, and volunteer efforts. We pride ourselves on maintaining the personal touch of a small institution while offering the comprehensive services of a larger financial organization.Our team of experienced professionals ensures every member receives individualized attention, whether through in-branch services, digital banking platforms, or educational workshops. Transparency and ethical practices guide all our operations, from loan approvals based on creditworthiness to clear fee schedules. As a member-owned institution, we reinvest earnings to benefit our members through competitive rates, innovative products, and community development initiatives. Our history of consistent service across multiple branch locations demonstrates our enduring commitment to the Ventura County educational community and beyond.
Services
Checking Accounts
Savings Accounts
Home Loans
Personal Loans
Notary Services
Wire Transfers
Overdraft Protection
Mobile Banking
ATM Network
Financial Workshops
Details
- Year established: 1960
Highlights and features
- We've served Ventura County's educational community since 1960
- Our staff provides personalized service with member recognition
- We offer financial education workshops and community development programs
- Our lending decisions consider individual creditworthiness and needs
- We maintain transparent fee structures and member-centric policies
What people say
Outstanding customer service
Helped build my credit
Small community feel
Patient loan assistance
Christmas Club Savings
Services
Checking Accounts
Our checking accounts provide secure, accessible solutions for everyday financial transactions. Members benefit from no minimum balance requirements, free online banking, and nationwide ATM access. The accounts include features like mobile check deposit, bill payment services, and customizable alerts to help manage personal finances effectively.
Home Loans
We offer competitive home loan options including fixed-rate mortgages, adjustable-rate mortgages, and refinance solutions. Our lending specialists work closely with members to find appropriate financing options, with over 350 successful home purchases and refinances completed. We provide personalized guidance through the entire mortgage process.
Personal Loans
Our personal loan programs include unsecured loans, share-secured loans, and credit builder loans. With flexible terms and creditworthiness-based rates, these loans help members achieve financial goals from debt consolidation to major purchases. We've successfully funded 417 vehicle loans and numerous other personal financing needs.
Financial Education
We provide comprehensive financial education through workshops and counseling services. Programs cover budgeting, credit management, homeownership preparation, and retirement planning. Our educational initiatives have benefited over 150 members through 15 dedicated workshops focused on improving financial literacy and decision-making skills.
Mobile Banking
Our mobile banking platform offers 24/7 account access with features like mobile check deposit, real-time balance tracking, and instant transfer capabilities. The app includes security features such as biometric login and transaction alerts. Members can also access CU*Talk phone banking for automated services at any time.
Questions
How do I become a member of County Schools FCU?
Membership is open to educators, school employees, and their families in Ventura County. Visit our 'How to Join' page or contact us directly for specific eligibility requirements and enrollment assistance.
What loan options are available for first-time homebuyers?
We offer specialized mortgage programs for first-time buyers including competitive rates, down payment assistance guidance, and personalized counseling throughout the home purchasing process.
Are there any special savings programs for holiday expenses?
Yes, our Christmas Club Savings account helps members budget for holiday expenses through automatic monthly contributions that mature in November for seasonal spending needs.
What digital banking services do you offer?
We provide mobile banking with check deposit, bill payment, account alerts, and 24/7 access through our CU*Talk phone system, along with secure online account management tools.
How does the credit union support local community initiatives?
We support 20+ local organizations through donations and sponsorships, contribute employee volunteer hours, and offer financial education workshops to enhance community financial literacy.
