Business Details
Your Trusted Mortgage Partner in California
Solano Mortgage has been a trusted mortgage partner serving all of California since 2006, combining over 35 years of industry expertise with a commitment to personalized service. Our team specializes in a wide range of loan products, including VA, FHA, conventional, and jumbo loans, ensuring tailored solutions for first-time homebuyers, refinancers, and investors. We prioritize transparency, efficiency, and fast transactions, maintaining high-quality standards and strong loan performance.Recognized as the Best Mortgage Company by the Vacaville Reporter, we emphasize community involvement and ethical practices. Our dedicated professionals work closely with clients to navigate complex loan scenarios, offering 24/7 customer support and a local touch to achieve seamless closings.
Services
VA Home Loans
FHA Home Loans
Conventional Loans
Jumbo Loans
Purchase Loans
Refinance Loans
Reverse Mortgages
USDA Loans
Construction Loans
Bridge Loans
Highlights and features
- We offer over 35 years of mortgage industry experience with personalized service.
- Our team provides customized loan products to fit diverse financial needs.
- We deliver superior loan processing times with closings in as little as two weeks.
- We maintain a strong commitment to transparency and ethical lending practices.
- Our 24/7 customer support ensures continuous assistance for all clients.
Associations and certifications
- NMLS Consumer Access
Services
VA Home Loans
VA Home Loans are mortgage options guaranteed by the U.S. Department of Veterans Affairs. These loans cater to military veterans, active-duty service members, and eligible surviving spouses. They offer competitive interest rates, no down payment requirements, and reduced closing costs. Our team specializes in guiding clients through the VA loan process to ensure accessible homeownership opportunities.
FHA Home Loans
FHA Home Loans are government-insured mortgages designed for low-to-moderate-income borrowers. They require lower minimum down payments and credit scores compared to conventional loans. Our experts help clients navigate FHA guidelines to achieve affordable financing solutions tailored to their financial situations.
Conventional Loans
Conventional Loans are private mortgages not backed by government agencies. They suit borrowers with strong credit histories and stable incomes. We offer flexible terms, competitive rates, and options for various down payment amounts. Our team ensures clients understand loan requirements to make informed decisions.
Jumbo Loans
Jumbo Loans exceed conforming loan limits set by Fannie Mae and Freddie Mac. These loans finance high-value properties for qualified borrowers. We provide customized jumbo loan solutions with rigorous underwriting standards to meet unique financial profiles and property needs.
Construction Loans
Construction Loans finance new home building projects or major renovations. They convert to permanent mortgages upon project completion. Our specialists assist clients through each phase, offering tailored financing options and expert guidance to ensure successful project execution.
People
Jim Porter
Branch Manager / Sr. Loan Advisor
With over 30 years in residential lending, Jim Porter specializes in VA, FHA, and conventional loans. He focuses on personalized service and complex loan scenarios, ensuring smooth closings for California clients.
Cheryl Bovee
Public Relations and Marketing
Cheryl Bovee has over 25 years in lending and marketing. She coordinates community outreach and supports loan officers, leveraging her real estate industry expertise to enhance client experiences.
Lisa Porter
Office Manager / Lending Assistant
Lisa Porter manages daily operations with a focus on client support. Her diverse professional background ensures resourceful solutions and responsive service for all team members and clients.
Stephen Otus
Loan Officer
Stephen Otus specializes in Bay Area home loans, bringing over 15 years of mortgage experience. He prioritizes client interests and financial goals to deliver tailored lending solutions.
Catherine Oliver
Loan Officer/Sr. Loan Processor
Catherine Oliver combines loan origination and processing expertise. Known as the 'Queen of Mobile' loans, she excels in closing high volumes while maintaining personalized client interactions.
Questions
What loan options does Solano Mortgage offer?
We provide VA, FHA, conventional, jumbo, USDA, reverse, construction, and bridge loans tailored to meet diverse needs.
Do you serve areas outside California?
While we primarily serve California, we assist out-of-state clients through our APM Integration Loan Officer Team.
How quickly can I get approved for a mortgage?
Our efficient process often achieves approvals and closings in as little as two weeks.
Are there special programs for first-time homebuyers?
Yes, we offer down payment assistance programs and specialized loans for first-time homebuyers.
Can I refinance my existing mortgage?
We provide refinance options to lower payments, consolidate debt, or access home equity.
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