Business Details
29 Years
experience
Convert Mortgage Notes & Settlements to Cash Instantly
American Funding has specialized in purchasing owner-financed mortgage notes and structured settlements since 1997. We provide individuals and businesses with immediate cash in exchange for future payment streams, offering a solution for those seeking financial flexibility. Our expertise lies in evaluating and acquiring real estate-secured notes, including single-family residences, commercial properties, and land parcels, as well as structured settlements from insurance, inheritances, and legal awards. With a proprietary network of private investors, we deliver tailored financial solutions without relying on traditional banking systems.Our team prioritizes transparency, offering free evaluations and closing transactions within three to four weeks. By focusing on the present value of future payments, we help clients reinvest in opportunities, manage unexpected expenses, or secure their financial future. Our process accommodates non-traditional credit profiles, ensuring accessibility for diverse financial situations. Backed by decades of experience, we maintain a client-centric approach, emphasizing security and long-term trust in every transaction.
Services
Mortgage Note Purchases
Structured Settlements
Business Notes Acquisition
Injury Settlements
Insurance Settlements
Annuity Buyouts
Inheritance Payments
Commercial Property Notes
Raw Land Notes
Mobile Home Financing
Details
- Year established: 1997
Highlights and features
- We specialize in purchasing mortgage notes and settlements since 1997
- Transactions close in 3-4 weeks with no credit restrictions
- We handle real estate-secured notes and diverse settlement types
- Our private investor network ensures competitive cash offers
- Free evaluations with no obligation or hidden fees
Services
Mortgage Note Purchases
We buy owner-financed mortgage notes secured by real estate. Our service converts long-term payments into immediate cash for property sellers. Clients receive lump sums instead of waiting years for installments.
Structured Settlements
We purchase structured settlements from insurance, legal awards, and annuities. This service provides instant liquidity for future payment streams. Clients access funds for investments, medical expenses, or debt consolidation.
Business Notes
We acquire business-related promissory notes and payment agreements. This service helps entrepreneurs liquidate financing arrangements made during business sales. Funds become available for new ventures or operational needs.
Injury Settlements
We buy payment rights from personal injury settlements. This service offers immediate compensation for accident victims. Funds can cover medical bills, lost income, or quality-of-life improvements.
Insurance Settlements
We purchase future insurance payout rights. This service benefits policyholders needing immediate funds instead of waiting for scheduled installments. Common applications include life insurance and property claims.
Questions
How do I sell my mortgage note?
Contact us for a free evaluation. Provide note details and property information. We review terms and offer cash within 24 hours. Close in 3-4 weeks.
What types of settlements do you purchase?
We buy structured settlements from insurance claims, legal awards, inheritances, and annuities. This includes periodic payments from personal injury cases and commercial agreements.
How quickly can I receive funds?
Most transactions close within three to four weeks after submitting required documentation. We prioritize fast, transparent processing without unnecessary delays.
Do you charge any fees?
No. We provide free evaluations and pay closing costs. Your quoted amount is the exact cash you receive with no hidden charges or obligations.
Is my credit history important?
No. We evaluate payment reliability differently than banks. Even with past credit challenges, you may qualify based on the strength of your payment stream.