Business Details
Your Trusted Partner for Financial Planning Solutions
SAS Financial Advisors is a boutique fee-only financial planning and investment management firm dedicated to empowering individuals, families, and professionals to make confident financial decisions. With a planning-first philosophy, we prioritize clients' holistic financial needs, addressing budgeting, debt management, tax strategies, and long-term goals. Our fiduciary commitment ensures unbiased advice, while our personalized approach tailors solutions to align with clients' values and life stages. Founded on principles of integrity and transparency, we combine decades of collective experience with a collaborative process to deliver comprehensive services spanning retirement planning, investment management, and education funding.Our team of certified professionals leverages specialized expertise in equity compensation, estate planning basics, and tax-efficient strategies to help clients navigate complex financial landscapes. By maintaining low-cost, diversified investment strategies and emphasizing emotional discipline, we strive to build lasting relationships grounded in trust and client-centric outcomes.
Services
Financial Planning
Investment Management
Retirement Planning
Tax Strategies
Estate Planning Basics
Education Funding
Equity Compensation Analysis
Risk Management
Ongoing Advisory Services
Highlights and features
- We operate as fee-only advisors with no commissions or third-party incentives.
- Our fiduciary commitment legally obligates us to act in your best interest.
- Personalized planning tailored to your unique financial circumstances and goals.
- Comprehensive services covering retirement, investments, taxes, and education funding.
- Team combines 35+ years of collective experience in financial planning expertise.
Associations and certifications
- Registered Investment Advisory firm
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for clients' financial futures. We analyze spending patterns, debt structures, investment portfolios, and retirement goals while developing tax-efficient strategies. The process begins with an in-depth consultation to understand your unique circumstances, values, and objectives. Our certified advisors deliver actionable recommendations that evolve with your changing life circumstances.
Investment Management
We implement disciplined investment strategies focused on low-cost index funds and ETFs. Our approach emphasizes diversification across asset classes, periodic rebalancing, and risk management tailored to individual tolerance levels. Clients receive ongoing portfolio monitoring and performance reporting aligned with their financial plans. We manage both discretionary and non-discretionary accounts with transparent fee structures.
Retirement Planning
This specialized service addresses all aspects of retirement preparation. We analyze income sources, develop sustainable withdrawal strategies, and optimize Social Security benefits. Our planning incorporates tax-efficient distributions and estate considerations. We help clients transition from accumulation to income generation while maintaining appropriate risk levels throughout their retirement years.
Tax Strategies
We develop customized tax-efficient strategies that integrate with overall financial plans. Services include tax-loss harvesting, income shifting, and charitable giving strategies. Our approach coordinates with clients' accountants to maximize after-tax returns while maintaining compliance with regulatory requirements. We focus on long-term tax optimization rather than short-term savings.
Estate Planning Basics
Our estate planning service covers foundational elements including beneficiary designations, power of attorney documents, and healthcare directives. While we don't prepare legal documents, we coordinate with estate attorneys to ensure your financial plan aligns with your estate intentions. We emphasize intergenerational wealth transfer strategies and charitable giving frameworks.
People
Ira Fateman
Founding Partner and Chief Relationship Officer
With over 35 years in financial services, Ira combines personal financial planning expertise with counseling experience. He focuses on building long-term client relationships while ensuring strategic alignment with clients' life goals.
Elizabeth Prindle
Senior Financial Advisor
A decade of experience guiding clients through complex financial decisions. Specializes in helping individuals and couples develop comprehensive financial strategies tailored to their unique circumstances and future aspirations.
Monique San Miguel Lopez
Senior Financial Advisor
Brings expertise in helping clients identify financial goals and develop actionable plans. Focuses on creating clear pathways for clients to achieve their personal and financial objectives through strategic planning.
Nasira Iqbal
Financial Planning Consultant
Over 15 years of experience in financial planning, Nasira emphasizes meaningful client relationships. Specializes in creating tailored financial paths that align with clients' values and long-term objectives.
Minna Fernan
Consultant
California licensed attorney providing fiduciary services specializing in trust administrations. Offers legal expertise combined with practical financial management to support clients' estate planning needs.
Questions
What services does SAS Financial Advisors offer?
We provide financial planning, investment management, retirement planning, tax strategies, and estate planning basics. Our services also include equity compensation analysis and education funding strategies.
Are you fiduciary financial advisors?
Yes, we are legally and ethically obligated to act as fiduciaries, always prioritizing client interests above all other considerations in our advisory relationships.
How are your investment management fees structured?
Our fees range from 0.50% to 0.85% annually based on assets under management, with exact percentages determined by account size and specific client needs.
Do you offer free initial consultations?
Yes, we provide one-hour complimentary consultations to discuss your financial goals and determine if our services align with your needs.
What makes your financial planning approach unique?
Our planning-first approach focuses on your complete financial picture, combining personalized strategies with evidence-based investment methodologies tailored to your specific circumstances.
