Business Details
Your Trusted Partner for Financial Solutions
Dow Credit Union has been dedicated to helping members achieve financial prosperity for over 80 years. As a not-for-profit, member-owned institution, we prioritize our members' financial well-being by offering competitive rates, personalized service, and comprehensive financial education. Our services include a wide range of accounts, loans, and wealth management solutions tailored to meet diverse financial needs. With a focus on convenience and community, we serve individuals and businesses in Contra Costa, Alameda, and Solano Counties. Our commitment to transparency and shared ownership ensures that every member has a voice in our operations.Through innovative tools like mobile banking and virtual branches, we provide accessible and secure financial solutions. Our team of professionals brings extensive experience and expertise to deliver reliable, customer-centric services. We adhere to strict regulatory standards, ensuring trust and security in all transactions. By combining traditional values with modern technology, we empower members to make informed financial decisions. Dow Credit Union remains a trusted partner in fostering long-term financial success for our community.
Services
Personal Loans
Home Loans
Business Services
Wealth Management
Credit Cards
Savings Accounts
IRAs
Mortgage Refinancing
Online Banking
ATM Network
Highlights and features
- We are a not-for-profit credit union focused on member financial success.
- Our services include personalized loan and investment options.
- We offer financial education resources for informed decision-making.
- Convenient mobile banking and virtual branch access available.
- Member ownership ensures transparent, community-driven operations.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Personal Loans
Flexible personal loan options tailored to individual financial needs. We offer competitive interest rates and customizable repayment terms to help members achieve their goals, whether for debt consolidation, major purchases, or unexpected expenses. Our streamlined application process ensures quick approval and funding.
Home Loans
Comprehensive home financing solutions including purchase loans and refinancing. Our experienced lending team provides guidance through every step of the mortgage process, offering fixed and adjustable-rate options. We prioritize affordable rates and personalized support to help members achieve homeownership.
Wealth Management
Strategic wealth management and investment planning for long-term financial growth. Services include retirement accounts, certificates, and money market options. Our experts help members build diversified portfolios aligned with their risk tolerance and financial objectives, ensuring sustainable wealth accumulation.
Business Services
Specialized financial solutions for businesses, including checking accounts, credit cards, and overdraft protection. We support local enterprises with tailored lending options and cash management tools. Our services aim to enhance operational efficiency and foster business growth through reliable financial partnerships.
Online Banking
Secure 24/7 access to account management through our mobile and virtual banking platforms. Features include bill payment, transaction history, and real-time balance updates. We ensure convenient, user-friendly digital tools to help members manage finances anytime, anywhere, with enhanced security protocols.
Questions
How do I become a member of Dow Credit Union?
Membership is open to anyone living or working in Contra Costa, Alameda, or Solano Counties. Visit our website or branch to apply.
What loan types does Dow Credit Union offer?
We provide personal loans, home loans, vehicle loans, home equity lines, and business lending options with competitive rates.
Are there fees for using out-of-network ATMs?
You get three free transactions monthly at non-CO-OP ATMs. Additional transactions may incur fees.
Can I access online bill pay services?
Yes, online bill pay is available through our digital banking platform for convenient payment management.
How does Dow Credit Union support financial education?
We offer resources and tools to help members make informed financial decisions, including calculators and educational materials.
