Business Details
34 Years
experience
Your Trusted Partner for Alarm & Monitoring Insurance Solutions
Established in 1992, Alarm Insurance has dedicated itself to providing specialized insurance solutions for alarm and monitoring companies. Founded by Richard Janis at the request of the New England Alarm Association, our agency evolved from offering Liability/Errors & Omissions coverage to delivering a comprehensive suite of policies tailored to the unique needs of alarm professionals. With over 26 years of experience, we partner with industry-leading carriers rated 'A' or better by A.M. Best to ensure quality coverage. Our services include general liability, property damage, bonds, business vehicle insurance, workers' compensation, and cyber coverage, alongside specialized programs for alarm dealers and monitoring companies.We prioritize one-stop shopping convenience, competitive pricing, and coast-to-coast service, supporting over 1,000 clients nationwide. Our team of five professional agents and seven insurance partners combines deep industry knowledge with personalized support to help businesses mitigate risks and thrive in a dynamic market.
Services
Alarm Insurance Coverage
Workers Compensation
Security Guard Coverage
Cyber Coverage
General Liability
Property Damage Insurance
Bond Coverage
Errors & Omissions
Details
- Year established: 1992
Highlights and features
- 26 years of specialized experience in alarm industry insurance
- Tailored programs for alarm dealers and monitoring companies
- Only partners with A-rated or better insurance carriers
- Coast-to-coast coverage across the United States
- Served 1,000+ alarm industry clients nationwide
Associations and certifications
- A.M. Best
Services
Alarm Insurance Coverage
Specialized insurance programs designed exclusively for alarm dealers and monitoring companies. Provides comprehensive protection against industry-specific risks including equipment damage, service interruptions, and liability claims. Policies are tailored to address the evolving needs of alarm professionals operating across the United States.
Workers Compensation
Coverage for workplace injuries and occupational illnesses affecting employees in the alarm and security industry. Complies with state requirements while protecting businesses from financial exposure. Includes support for medical expenses, rehabilitation costs, and lost wages.
Cyber Coverage
Insurance protection against cyber threats targeting alarm companies' digital operations. Covers data breaches, network security failures, and electronic technology liabilities. Designed for businesses offering managed internet/network security services to commercial clients.
General Liability
Essential coverage for third-party claims involving property damage, bodily injury, or advertising injuries. Protects alarm businesses during installation, maintenance, and monitoring operations. Includes defense costs and settlements up to policy limits.
Errors & Omissions
Protection against claims of negligence or failure to deliver promised services. Covers legal defense costs and settlements for alarm companies facing allegations of errors in system installation or monitoring failures. Crucial for maintaining business reputation.
People
Richard Janis
Founder
Founded Alarm Insurance in 1992 after being approached by the New England Alarm Association. Transformed from a general insurance agent to a specialist serving alarm and monitoring companies nationwide. Brings over 25 years of industry expertise.
Diane Cook
Customer Service Rep
Handles client inquiries and policy support with expertise in alarm industry insurance needs. Provides personalized assistance to ensure clients receive appropriate coverage solutions tailored to their business operations.
Shannon Michalske
CSR
Certified insurance professional specializing in alarm industry risk management. Works closely with clients to assess insurance requirements and implement comprehensive coverage programs that protect against operational hazards.
Questions
What types of insurance do you offer for alarm companies?
We provide general liability, errors & omissions, workers' compensation, cyber coverage, property insurance, and bonds specifically tailored for alarm dealers and monitoring companies.
Do you offer coverage outside the continental United States?
Yes, we provide worldwide coverage policies for clients with offshore exposures including alarm systems and monitoring services located outside the continental United States.
What insurance carriers do you work with?
We partner exclusively with carriers rated 'A' or better by A.M. Best, including First Mercury Insurance, Scottsdale Travelers, Ace Insurance, and The Hartford.
How do you tailor policies for individual businesses?
Our agents assess each client's specific risks and operational needs to create customized coverage packages combining multiple policy types into comprehensive protection programs.
What experience do your agents have in the alarm industry?
Our team includes five professional agents with combined experience spanning 26 years, specializing exclusively in insurance solutions for alarm and security monitoring companies.
