Business Details
33 Years
experience
Your Trusted Debt Relief Partner in Bettendorf, IA
Since 1993, Consumer Credit Of The Quad Cities has provided free confidential budget counseling, debt analysis, and debt management solutions to individuals facing financial challenges. Our certified counselors work directly with clients and creditors to create personalized plans that simplify debt repayment through a single monthly payment. We specialize in debt management plans that reduce interest rates and fees while offering comprehensive financial education on budgeting, spending plans, and debt repayment strategies. As a 501(c)(3) non-profit organization and Better Business Bureau member, we prioritize transparency, client education, and ethical practices.Our team has helped thousands eliminate unsecured debt through structured payment plans and creditor negotiations. We provide tools to address financial stress caused by credit card debt, persistent collections, or life events like job loss and medical emergencies. With over three decades of experience, we maintain partnerships with the Partnership for Financial Education and Quad City Chamber of Commerce to expand our community impact.
Services
Debt Management
Credit Counseling
Budget Analysis
Financial Education
Debt Negotiation
Details
- Year established: 1993
Highlights and features
- We offer free budget counseling and debt analysis since 1993
- Our certified counselors negotiate directly with creditors
- We implement debt management plans that reduce interest rates
- We provide comprehensive financial education materials
- We maintain Better Business Bureau accreditation and nonprofit status
Associations and certifications
- Better Business Bureau
- Partnership for Financial Education
- 501(c)(3) Tax-Exempt Organization
What people say
Helpful counselors
Reduced interest rates
Stress relief
Successful debt elimination
Excellent customer service
Services
Debt Management Plan
Our Debt Management Plan consolidates multiple credit card payments into one monthly payment. Certified counselors negotiate with creditors to reduce interest rates and eliminate fees. This structured program helps clients become debt-free in 3-5 years while providing ongoing financial education and support.
Credit Counseling
Free credit counseling sessions assess clients' financial situations and create personalized budgets. Certified counselors review income, expenses, and debt to develop sustainable spending plans. The service includes ongoing support for debt management and financial decision-making.
Budget Analysis
Our budget analysis evaluates income, living expenses, and debt obligations to create realistic spending plans. Counselors identify areas for financial improvement and establish achievable goals. The service includes tools for tracking expenses and managing cash flow effectively.
Financial Education
We provide educational resources on budgeting, debt repayment, and financial planning. Materials cover topics like emergency savings, credit score improvement, and responsible borrowing. These resources empower clients to maintain financial stability after completing debt management programs.
Debt Analysis
Our debt analysis reviews all unsecured debts to determine the best resolution strategy. Counselors assess debt amounts, interest rates, and payment history to recommend appropriate solutions. The evaluation helps clients understand their total financial obligations and available options.
Questions
What debt warning signs should I look for?
Common signs include increasing credit card balances, minimum payments exceeding 20% of income, frequent creditor calls, and inability to maintain savings.
How does the debt management plan work?
We consolidate payments into one monthly amount, negotiate reduced interest rates with creditors, and provide structured repayment over 3-5 years with regular progress tracking.
Are counseling services free?
Yes, we offer free initial budget counseling and debt analysis sessions conducted by certified professionals.
What areas do you serve?
We primarily serve the Quad Cities metropolitan area including Bettendorf, IA and Rock Island, IL.
How long does debt repayment take?
Most clients complete our debt management program in 3-5 years through consistent monthly payments and creditor cooperation.
What accreditations do you hold?
We are a Better Business Bureau-accredited nonprofit and certified by the Partnership for Financial Education.
