Contact Sign In Add Your Business
Call Now
Website
Call
Business Details
Your Trusted Mortgage Partner in Visalia, CA
At Country Club Mortgage, we set a high standard in the mortgage industry by prioritizing quality customer service and putting our clients first. Our mission is to guide you through the home loan process with expertise, ensuring you confidently select the best mortgage for your needs. We offer a wide range of loan programs, including conventional, FHA, VA, and specialized options, tailored to help you achieve homeownership.

Our team is dedicated to providing personalized consultations, leveraging our residential lending expertise to make your loan experience seamless. We strive to build lasting relationships, aiming to be your trusted partner for all future home financing needs while ensuring transparency and exceptional service at every step.
Services
0% Down Purchase Conventional Loans FHA Loans VA Loans Jumbo Loans DSCR Loans Refinance Loans Cash-Out Refinance Down Payment Assistance Purchase Loans
Highlights and features
  • We offer personalized mortgage consultations tailored to your unique needs.
  • Our team provides expertise in residential lending with a client-first approach.
  • We streamline the loan process with fast closings averaging 20 days.
  • We offer a wide range of loan programs, including conventional, FHA, and VA options.
  • We prioritize transparency and no hidden fees in all our services.
Update Listing
Services
0% Down Purchase Program
Our 0% Down Purchase Program provides a 3% loan up to $15,000 to assist first-time homebuyers. This down payment assistance option makes homeownership accessible for those with limited savings. The program is ideal for qualifying borrowers seeking low upfront costs without compromising on loan flexibility.
Conventional Cash-Out 90
Conventional Cash-Out 90 allows homeowners to borrow up to 90% of their home's value without mortgage insurance. Funds can be used for home improvements, debt consolidation, or education. The program offers competitive rates and fast closings, averaging 20 days, with a streamlined application process.
FHA Loans
FHA loans cater to low-to-moderate-income borrowers with flexible credit requirements and low down payments. These government-backed mortgages are ideal for first-time buyers seeking affordable financing. We guide clients through FHA loan benefits, including competitive rates and relaxed qualification criteria.
VA Loans
VA loans provide eligible veterans and service members with no down payment requirements and competitive interest rates. These military-specific mortgages feature lower closing costs and relaxed credit standards. Our team specializes in helping veterans access VA loan benefits for homeownership.
DSCR Loans
DSCR loans assess property income potential rather than borrower personal income, ideal for real estate investors. These specialized loans finance income-producing properties with tailored terms. We help investors secure financing based on property cash flow and debt service coverage ratios.
People
Steve Rose
President
Steve Rose leads Country Club Mortgage with extensive mortgage industry experience. He focuses on quality customer service and personalized home financing solutions. Steve is dedicated to helping clients achieve homeownership through expert guidance and tailored loan programs.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, jumbo, DSCR, and cash-out refinance loans, along with down payment assistance programs. Contact us for details.
How do I apply for a mortgage?
Apply online through our secure portal or contact us at 559-502-5960 for a free consultation to start your mortgage application process.
Can I refinance my current mortgage?
Yes, we offer refinance loans to lower payments, access equity, or adjust loan terms. Learn about our Conventional Cash-Out 90 program with fast closings.
What are DSCR loans?
DSCR loans evaluate property income potential for real estate investors. These loans are tailored for income-producing properties based on debt service coverage ratios.
Do you offer down payment assistance?
Yes, our 0% Down Purchase Program provides up to $15,000 in down payment assistance for qualifying first-time homebuyers with no mortgage insurance required.