Business Details
43 Years
experience
Emergency
services
Your Trusted Insurance Partner in Florida
Since 1983, our agency has served the insurance needs of Florida residents with a deep commitment to local communities. Our team brings over 250 combined years of experience in personal and commercial insurance solutions. We specialize in understanding regional risks and tailoring coverage to meet specific needs in Suwannee and Brevard counties. Our agents maintain specialized knowledge of flood insurance and wind coverage requirements unique to coastal areas. With generational ties to Live Oak and Merritt Island, we combine local expertise with access to multiple insurance carriers.Our approach focuses on personalized service through agents who understand both individual and business insurance complexities. We offer comprehensive protection options including auto, home, business, and recreational vehicle insurance. Our long-standing relationships with top-rated carriers ensure clients receive reliable coverage options. We prioritize transparent communication and dedicated support throughout the policy lifecycle. This commitment to community-focused insurance solutions has made us a trusted partner for Florida residents.
Services
Auto Insurance
Home Insurance
Business Insurance
Flood Insurance
RV Insurance
Boat Insurance
Mobile Home Insurance
Condo Insurance
Farm Insurance
Life Insurance
Details
- Year established: 1983
Highlights and features
- 250+ combined years of local insurance expertise
- Specialized knowledge of regional flood and wind coverage
- Personalized policy customization for Florida residents
- Multi-carrier access for competitive rate comparisons
- Three-generation commitment to Live Oak community
What people say
Personalized service
Local expertise
Prompt assistance
Competitive rates
Knowledgeable staff
Services
Auto Insurance
We offer comprehensive auto insurance solutions including liability, collision, and comprehensive coverage. Our policies feature optional enhancements like accident forgiveness and roadside assistance. Specialized programs available for classic cars, high-risk drivers, and commercial vehicles.
Flood Insurance
Specialized flood insurance programs with access to multiple carriers. Coverage includes property damage from flooding events and compliance with federal requirements. Available for residential and commercial properties in high-risk zones.
Business Insurance
Tailored business insurance packages including BOP policies, liability protection, and industry-specific coverage. Services cover construction, healthcare, manufacturing, and technology sectors. Includes workers compensation and professional liability options.
Home Insurance
Customizable homeowners insurance with options for wind coverage and flood endorsements. Available for primary residences, rental properties, and mobile homes. Includes liability protection and personal property coverage.
Life Insurance
Diverse life insurance products including term, whole life, and specialized policies. Options for individual needs, business protection, and estate planning. Features guaranteed issue policies and convertible term options.
Questions
What insurance types do you specialize in?
We offer auto, home, business, flood, RV, boat, farm, and life insurance with specialized coverage options for Florida residents.
How do I file a claim?
Contact our 24/7 customer service line at 386-364-1000 or use our online portal for immediate claim submission assistance.
Do you offer multi-policy discounts?
Yes, bundling multiple policies with us qualifies for significant premium discounts across personal and commercial lines.
Are you locally owned?
Our agency has been locally operated since 1983 with generational ties to the Live Oak community and Brevard County.
How do you handle flood coverage?
We partner with specialized flood insurers and offer NFIP-compliant policies with additional endorsements for enhanced protection.
Can I customize my policy?
Our agents create tailored coverage plans with optional endorsements to meet specific personal and business requirements.
