Business Details
50+ Years
experience
Sunstate Federal Credit Union Member Banking Services
Sunstate Federal Credit Union has served as a not-for-profit financial cooperative since 1957, prioritizing member needs over profit. As a member-owned institution, we empower our community by reinvesting profits into competitive rates, reduced fees, and personalized financial solutions. Our cooperative model ensures every member has a voice in our operations, fostering transparency and accountability. With a service area spanning 22 Florida counties, we provide accessible banking through physical branches and digital platforms. Our commitment to community development is reflected in initiatives like the Charity of the Month program, which supports local organizations.Backed by a leadership team with decades of experience, we combine traditional values with modern financial tools. Our services range from personal and business banking to investment solutions, all designed to meet diverse financial needs. We maintain rigorous compliance standards and partner with trusted networks to ensure secure transactions. By focusing on long-term relationships rather than short-term gains, weve grown to serve over 45,000 members while maintaining our founding principles. Our digital platforms, including mobile banking and eStatements, reflect our dedication to innovation without compromising security or user experience.
Services
Checking Accounts
Savings Accounts
Vehicle Loans
Mortgage Loans
Credit Cards
Investment Services
Personal Loans
Business Loans
Digital Banking
ATM Networks
Details
- Year established: 1957
Highlights and features
- We are a member-owned credit union returning profits through better rates and lower fees.
- Our cooperative model ensures every member has a voice in our operations.
- We serve 22 Florida counties with both physical branches and digital banking tools.
- Our community initiatives directly support local charities and organizations.
- We combine decades of experience with modern financial technology for secure transactions.
What people say
Outstanding customer service
Professional and respectful treatment
Member-owned benefits
Long-term trust
Immediate assistance
Services
Checking Accounts
Sunstate Federal Credit Union offers no-minimum checking accounts with free online banking, bill pay, and mobile check deposit. Members enjoy lower fees and higher returns compared to traditional banks. Our checking solutions cater to personal and business needs with enhanced security features.
Vehicle Loans
Competitive-rate vehicle loans cover new/used cars, motorcycles, boats, and RVs. We provide pre-approval options and flexible terms up to 72 months. Our lending team offers personalized guidance to match borrowers with suitable financing solutions.
Digital Banking
24/7 digital access includes account management, fund transfers, eStatements, and mobile check deposit. The Card Manager app enables real-time transaction controls and fraud alerts. Secure platforms ensure convenient banking from any device.
Investment Services
Retirement planning and investment options include IRAs, certificates, and brokerage services. Our advisors provide personalized strategies for long-term financial goals. Educational resources help members make informed investment decisions.
Community Initiatives
The Charity of the Month program donates $1,000 monthly to local organizations, with member nomination privileges. Community development efforts focus on financial literacy and supporting underserved populations across our service area.
People
Tom Barnard
President/CEO
Tom Barnard leads Sunstate Federal Credit Union with over 25 years of financial leadership experience. He oversees strategic growth and operational excellence while maintaining member-focused values.
Chad King
Chairman
Chad King chairs the board of directors, guiding governance and long-term vision. With extensive community involvement, he ensures alignment with member needs and regulatory standards.
Kelly Chesser
Chief Operations Officer
Kelly Chesser manages daily operations, optimizing service delivery and branch network efficiency. Her focus on process improvement enhances member experience across all service channels.
Brandon Love
Chief Information Officer
Brandon Love leads technology strategy, implementing secure digital banking platforms and cybersecurity measures. He drives innovation in mobile apps and online transaction systems.
Tannia Weaver
Senior Vice President of Compliance
Tannia Weaver ensures regulatory adherence and risk management. With expertise in financial compliance, she maintains audit standards and member data protection protocols.
Questions
How do I become a Sunstate Federal Credit Union member?
Join by living, working, worshiping, or studying in any of our 22 Florida counties. Open an account with a $5 minimum deposit.
What loan types do you offer?
We provide vehicle, mortgage, home equity, personal, business, and construction loans with competitive rates and flexible terms.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 through the NCUA, providing secure financial protection.
Can I access accounts remotely?
Yes, use our mobile app, eBanking portal, or Card Manager for 24/7 account management, transfers, and transaction alerts.
Do you have physical branch locations?
We operate branches in Ocala, Old Town, and Newberry, Florida, with plans for additional locations across our service area.
How does member ownership benefit me?
As owner-members, you receive better rates, lower fees, and voting rights while profits are reinvested into improved services and community programs.
