Business Details
Secure Payment Processing Solutions by Monetra
Monetra is a leading provider of secure payment processing solutions with over two decades of expertise in developing scalable software for diverse payment environments. Our technology supports small embedded devices and high-capacity servers handling thousands of transactions per minute, backed by extensive processor certifications and advanced security features like tokenization, EMV compliance, and PCI-DSS validation. We prioritize developer flexibility with ANSI C-based design, comprehensive APIs, and a public test server for seamless integration. Our commitment to security includes full-strength cryptography, fraud protection, and internal IP filtering, ensuring robust protection for sensitive data.While Monetra software development has ended, we continue supporting active licenses until 2027 and recommend transitioning to the Payroc Gateway for ongoing compliance and security. Our team maintains rigorous adherence to industry standards through continuous validation by the PCI Security Standards Council and major payment networks. For over 20 years, we have served merchants across North America with reliable, audited payment solutions that evolve with technological and regulatory demands.
Services
Payment Processing
Tokenization
EMV Solutions
PCI Compliance
Developer APIs
Secure Hosting
Software Integration
Payment Gateways
Transaction Security
Payment Application Development
Highlights and features
- We offer 20+ years of specialized expertise in payment processing software development.
- Our team maintains extensive processor certifications with major networks like TSYS and First Data.
- We implement tokenization technology to enhance payment data security.
- Our software supports seamless integration with POS, accounting, and web systems.
- We provide enterprise-grade security features including full-strength cryptography and IP filtering.
Associations and certifications
- PCI Security Standards Council
- Payment Application Data Security Standard (PA-DSS)
- Payment Application Best Practices (PABP)
- EMVCo
Services
Payment Processing
Monetra's core payment processing software scales from embedded devices to enterprise servers. It handles thousands of transactions per minute while maintaining PCI-DSS compliance and EMV certification. This solution supports diverse payment environments including retail POS systems and web-based platforms.
Tokenization
Our tokenization technology replaces sensitive card data with secure tokens during transactions. This eliminates storage of actual card numbers while enabling recurring payments and card-on-file scenarios. The system maintains full PCI-DSS compliance through encrypted data replacement protocols.
EMV Solutions
Monetra provides comprehensive EMV-certified software tools for integrated card processing. The solution supports chip card transactions across the US and Canada with validated cryptographic protocols. Developers receive complete documentation for implementing secure EMV-compliant payment flows.
PCI Compliance
We maintain continuous PCI-DSS validation through regular audits by the Security Standards Council. Our software undergoes annual PA-DSS certifications and implements firewall protections, access controls, and secure communication protocols to meet evolving payment security requirements.
Developer APIs
Monetra offers native APIs for multiple programming languages with ANSI C-based architecture. Developers access complete protocol documentation and a public test server for implementing custom integrations. The REST API framework enables seamless connection with accounting systems, POS terminals, and web platforms.
Questions
What payment processing certifications does Monetra hold?
Monetra maintains PCI-DSS validation, PA-DSS certification, and EMV compliance. We're certified with major processors including TSYS, First Data, and Global Payments.
Are Monetra's services available outside North America?
While primarily serving North America, our software architecture supports international implementations through certified partners and localized payment network integrations.
What security features protect payment data?
We implement full-strength cryptography, tokenization, IP filtering, and secure communications protocols to protect sensitive payment information across all transaction channels.
Is Monetra software still supported?
Monetra software development ended March 2025, but technical support continues for active licenses until March 2027 with critical security updates.
How can developers integrate Monetra systems?
Our ANSI C-based platform provides native APIs, REST integration tools, and comprehensive documentation for connecting with POS systems, accounting software, and web platforms.
What's the migration path from Monetra to Payroc?
We offer transition assistance to the Payroc Gateway with documentation and technical support for maintaining compliance during payment system migration.
