Business Details
23 Years
experience
Your Trusted Partner for Financial Adviser Solutions in Boulder
Gold Medal Waters is a fiduciary financial advisory firm dedicated to helping high-income individuals and those with significant assets achieve their life goals through personalized financial strategies. Founded in 2003, our team of certified professionals prioritizes clients' interests above all else, offering transparent, fixed-fee pricing and comprehensive services spanning financial planning, tax optimization, investment management, and business consultation.Our Purposeful Path process ensures strategies evolve with clients' changing needs, combining academic research with practical expertise to minimize risk while maximizing opportunities. With over two decades of experience and $248 million in assets under management, we serve clients nationwide through virtual consultations, maintaining a 98% retention rate by delivering actionable plans grounded in trust and clear communication.
Services
Financial Planning
Tax Planning
Investment Management
Business Consultation
Retirement Planning
Portfolio Optimization
Wealth Preservation
Practice Management
Asset Protection
Tax Loss Harvesting
Details
- Year established: 2003
Highlights and features
- We operate as fee-only fiduciaries with legally mandated client-first priorities
- Our team holds advanced certifications including Certified Financial Planner (CFP)
- 21 years of experience managing $248 million in client assets
- Transparent fixed-fee pricing with no hidden costs or commissions
- Specialized expertise in tax optimization and investment portfolio strategies
Associations and certifications
- CFP
- AIF
- AAMS
Services
Financial Planning
Our financial planning service creates evolving strategies tailored to your life goals. We analyze your complete financial picture to develop personalized plans addressing wealth growth, tax efficiency, and long-term security. With ongoing adjustments for life changes, we help clients maintain financial independence through market fluctuations and personal transitions.
Tax Planning
We specialize in minimizing lifetime tax liabilities through strategic planning. Our services include annual tax reviews, bracket arbitrage strategies, and tax-loss harvesting techniques. By integrating tax considerations into comprehensive financial plans, we help high-income clients maximize after-tax returns and preserve wealth across generations.
Investment Management
Our investment management focuses on evidence-based portfolio construction. We create diversified allocations across asset classes and geographies while implementing tax-efficient location strategies. Through systematic rebalancing and emotion-free decision-making, we aim to achieve optimal risk-adjusted returns aligned with clients' financial objectives and risk tolerance levels.
Business Consultation
We provide specialized consulting for business owners and medical professionals. Services include retirement plan design, operational financial analysis, and succession planning. By addressing both business and personal financial goals simultaneously, we help entrepreneurs optimize practice value while securing their personal financial futures through integrated strategies.
Retirement Planning
Our retirement planning service focuses on sustainable income strategies and tax-efficient withdrawals. We develop customized spending policies, social security optimization plans, and healthcare cost projections. By combining portfolio management with comprehensive cash flow analysis, we help clients transition smoothly into retirement while maintaining financial security throughout their lifetime.
People
Matthew Kelley
President
Matthew Kelley leads Gold Medal Waters as President, bringing leadership vision to the firm's financial planning services. He oversees strategic direction while ensuring adherence to the company's core values of integrity and client-first service.
Megan Kelley
Company Operations
Megan Kelley manages company operations at Gold Medal Waters, ensuring efficient delivery of financial services. She plays a key role in maintaining the firm's operational standards while supporting the advisory team's client service initiatives.
David Day
Wealth Advisor
David Day serves as Wealth Advisor, providing personalized financial guidance to clients. He specializes in creating customized strategies that align with clients' unique life goals and financial circumstances.
Maryan Jaross
Wealth Advisor
Maryan Jaross works as Wealth Advisor, combining financial expertise with client-focused service. She helps clients navigate complex financial decisions through comprehensive planning and investment strategies.
Lauren Brown
Client Service Administrator
Lauren Brown serves as Client Service Administrator, ensuring smooth client interactions and operational support. She plays a vital role in maintaining the firm's high service standards through attentive client communication and coordination.
Questions
What makes Gold Medal Waters different from other financial advisors?
We operate as fee-only fiduciaries with legally mandated client-first priorities, holding advanced certifications like CFP. Our transparent fixed-fee pricing and 21 years of experience managing $248 million in assets set us apart through proven expertise and ethical standards.
How do you work with clients remotely?
We use secure virtual platforms for consultations while maintaining personalized service. Our process includes comprehensive data gathering, strategy development, and ongoing portfolio management through encrypted communication channels and digital document sharing.
What experience do you have with medical professionals?
We specialize in serving doctors and healthcare providers, understanding unique challenges like delayed career entry, high debt loads, and specialized retirement plans. Our team has worked with physicians across 12 medical specialties to create tailored financial strategies.
How do you handle investment management?
Our evidence-based approach combines academic research with practical implementation. We create diversified portfolios using tax-efficient location strategies, systematic rebalancing, and emotion-free decision-making to achieve optimal risk-adjusted returns aligned with your goals.
What is your fee structure?
We use transparent fixed-fee pricing with no hidden costs or commissions. Fees are clearly disclosed upfront and formalized during our engagement discussion, ensuring complete cost visibility throughout your relationship with us.
How often do you review financial plans?
We conduct annual re-engagement sessions to refresh strategies and address life changes. Additionally, we provide ongoing monitoring and quarterly portfolio reviews to ensure your financial plan remains aligned with evolving goals and market conditions.
