Business Details
23 Years
experience
Your Trusted Credit Union in Albany, NY
Fasny Federal Credit Union, founded in 2003, has served firefighters, emergency medical services professionals, and their families with personalized financial solutions. As a member-owned cooperative, we prioritize community impact over profit, ensuring every decision aligns with our members' best interests. Our cooperative structure empowers members through equal voting rights and shared financial benefits, fostering lifelong relationships built on trust and transparency. With a focus on financial integrity and proactive innovation, we deliver competitive savings accounts, low-rate loans, and cutting-edge digital banking tools.Our team combines decades of industry expertise with a commitment to service excellence, offering tailored guidance for personal and organizational financial growth. Through sound fiscal management and member-first principles, we maintain stability while expanding access to essential banking services. Our dedication to the fire and EMS communities drives continuous improvement in product offerings and community engagement initiatives.
Services
Regular Savings
Share Draft Checking
Share Certificates
Auto Loans
Home Equity Line of Credit
Credit Cards
Organizational Accounts
Mobile Banking
Online Bill Pay
Details
- Year established: 2003
Highlights and features
- We offer competitive loan rates for Advanced EMT Certification programs
- Our cooperative structure ensures member-driven decisions and shared benefits
- Access to a surcharge-free ATM network and free online bill payment
- Federally insured savings up to $250,000 through NCUA guarantees
- Specialized financial services for fire and EMS community members
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Regular Savings
Our Regular Savings accounts offer competitive dividends on balances of $50 or more, compounded quarterly. We provide flexible access to funds while helping members build financial security through automatic payroll deductions and online tracking tools. This service supports long-term savings goals with federal insurance up to $250,000 through NCUA.
Share Draft Checking
Free Share Draft Checking includes unlimited transactions, free debit cards, and online bill payment. Members enjoy surcharge-free ATM access and overdraft protection from linked savings accounts. This service combines convenience with financial flexibility for everyday banking needs.
Advanced EMT Certification Loan
Specialized loans for EMT certification programs feature fixed rates at 5.49% APR with amounts from $500 to $10,000. Funds cover educational expenses with deferred payments during training, plus monthly good faith payments of $25 per $5,000 borrowed. Repayment terms extend up to 60 months post-certification.
Home Equity Line of Credit
HELOC provides flexible credit for home improvements, debt consolidation, or education expenses. Members access funds at competitive rates with repayment terms up to 15 years. This revolving credit line offers financial flexibility while leveraging home equity.
Mobile Banking
Our mobile apps enable balance checks, fund transfers, and bill payments 24/7. Available for iOS and Android devices, the platform includes secure login, account alerts, and ATM/branch locators. This service delivers modern convenience for managing finances on the go.
People
Christina M. Devaney
Credit Union Manager
Christina M. Devaney leads daily operations at FASNY FCU, overseeing member services and organizational growth. With extensive experience in credit union management, she implements strategic initiatives to enhance member satisfaction and financial well-being while maintaining regulatory compliance.
Michael Karashay
Board Chairman
Michael Karashay chairs the volunteer Board of Directors at FASNY FCU. As a dedicated board member, he guides policy decisions and long-term planning while representing member interests. His leadership ensures adherence to cooperative principles and community-focused financial services.
Kim Young
Senior Member Services Representative
Kim Young serves as Senior Member Services Representative, providing expert guidance on account management and financial products. With deep knowledge of credit union operations, she resolves complex member inquiries and ensures exceptional service quality across all member interactions.
JoAnn T. Wood
Member Services Representative
JoAnn T. Wood delivers personalized support as Member Services Representative. She assists with account openings, loan applications, and financial education, focusing on clear communication and member empowerment. Her approach builds trust through consistent, compassionate service delivery.
Maureen Biegner
Supervisory Committee Chair
Maureen Biegner leads the Supervisory Committee, ensuring financial integrity and regulatory compliance at FASNY FCU. Her oversight role maintains accountability across operations while protecting member assets through rigorous auditing and risk management practices.
Questions
What is the Advanced EMT Certification Loan?
This specialized loan offers $500–$10,000 at 5.49% fixed APR for accredited EMT certification programs. Funds cover training expenses with deferred payments until program completion and flexible repayment terms up to 60 months.
How can I set up direct deposit with FASNY FCU?
Contact your payroll office with our direct deposit instructions. This service enables automatic deposits of paychecks, retirement benefits, or government payments directly into your FASNY FCU accounts for convenient fund access.
What digital banking tools are available?
We offer mobile apps for iOS and Android devices with balance checks, fund transfers, bill payments, and secure messaging. Online banking includes account alerts, eStatements, and 24/7 transaction monitoring for complete financial control.
Are my savings federally insured?
Yes, all deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA), a U.S. government agency providing security for member savings and financial assets.
What organizational accounts are available?
We offer free checking accounts with no monthly fees, dividend-bearing share savings, and certificate options for organizations. Features include free checks, online bill payment, and overdraft protection to simplify organizational financial management.
How do I report a lost debit card?
Contact us immediately at (833) 462-0798 for lost/stolen debit cards or (866) 234-4691 for credit cards. Our team will secure your account and arrange for replacement card issuance with expedited options available.
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