Business Details
50+ Years
experience
Trusted Rural Financial Services in Austin, TX
Farm Credit Bank Of Texas has been a trusted wholesale bank and integral part of the nationwide Farm Credit System since 1916. Our mission to provide reliable credit and financial services to rural communities and agricultural businesses remains unchanged after more than a century of service. We empower affiliated lenders across five states with financial resources, IT solutions, and operational support to better serve farmers, agribusinesses, and rural homeowners. Headquartered in Austin, Texas, with $40.3 billion in assets, we ensure our lending partners remain competitive and profitable while maintaining the strength of a larger institution. Our board of directors and executive leadership team bring decades of agricultural and financial expertise to guide our strategic direction.We actively support community initiatives, environmental sustainability, and workforce diversity while maintaining strict governance standards through our code of ethics and audit committees. Our financial stability and strong credit ratings enable us to participate in large-scale agribusiness loans and rural infrastructure projects. Through patronage distributions, we return earnings to our cooperative lenders for the benefit of their borrowers. Our history of innovation includes pioneering financial products and technology solutions like FarmView, an integrated lending platform. As a customer-owned cooperative, we prioritize the needs of rural America in all our decision-making processes.
Services
Rural Real Estate Loans
Agribusiness Financing
Agricultural Production Loans
Farm Operating Loans
Rural Infrastructure Funding
Details
- Year established: 1916
Highlights and features
- We have over 100 years of specialized expertise in agricultural finance
- Our $40+ billion asset base ensures financial stability and lending capacity
- We support 12 local lending cooperatives across five southern states
- Our board includes agricultural industry leaders with farming experience
- We maintain strong credit ratings (Moody's Aa3, Fitch A+)
Services
Rural Real Estate Loans
We provide funding for rural property purchases through affiliated lenders. Our program supports farmers, ranchers, and rural homeowners seeking long-term financing. Loans are available for agricultural land, farmsteads, and rural residential properties across five southern states.
Agribusiness Financing
Our network offers working capital and investment funding for agricultural businesses. This includes financing for equipment purchases, facility expansions, and operational needs. We support businesses involved in crop production, livestock operations, and agricultural processing.
Agricultural Production Loans
We facilitate short-term financing for farming operations through our lending partners. These loans cover planting, harvesting, and production costs for row crops, specialty crops, and livestock operations across our service territory.
Farm Operating Loans
Our program provides flexible financing solutions for day-to-day farm operations. This includes lines of credit and term loans for feed purchases, equipment maintenance, and seasonal expenses through our cooperative lender network.
Rural Infrastructure Funding
We support essential rural infrastructure projects through our lending channels. This includes financing for water systems, electric cooperatives, and telecommunications networks that sustain rural communities in our five-state district.
People
Amie Pala
Chief Executive Officer
Amie Pala leads Farm Credit Bank Of Texas with over 25 years of banking experience. She previously served as CFO for 10 years and has held leadership roles at American Express and First City National Bank. A graduate of the University of Texas and University of Dallas, she brings deep financial expertise to our organization.
Brandon Blaut
Chief Operating Officer
Brandon Blaut oversees operations with 25+ years in the Farm Credit System. He joined in 2015 after leadership roles at Great Plains Ag Credit. A West Texas A&M graduate and CFA charterholder, he focuses on technology innovation and operational efficiency across our five-state district.
James Dodson
Chair of the Board
Chairman James Dodson brings extensive agricultural experience to our board. A Texas cotton farmer and former National Cotton Council chair, he has served on our board since 2003. His expertise in farm policy and cooperative governance strengthens our strategic direction.
Linda Floerke
Vice Chair of the Board
Vice Chair Linda Floerke combines farming experience with cooperative leadership. She co-owns Agro-Tech Services and serves on multiple agricultural boards. With a background in cooperative governance, she represents our commitment to rural communities and sustainable agriculture.
Dr. Larry Boleman
Board Director
Dr. Larry Boleman contributes academic and industry expertise to our board. A former Texas A&M professor and Beef Cattle Short Course founder, he operates a cattle business and brings deep knowledge of agricultural education and industry needs to our governance.
Questions
What is Farm Credit Bank of Texas' primary mission?
Our mission is to support rural communities and agriculture with reliable credit and financial services through our network of affiliated lenders across five southern states.
How do I access Farm Credit services?
Contact one of our affiliated lenders through our 'Find a Lender' tool. Our 12 cooperative lenders in five states provide direct access to agricultural and rural financing solutions.
What states do you serve?
We serve Alabama, Louisiana, New Mexico, Mississippi, and Texas through our network of 12 lending cooperatives and two financing institutions.
What types of loans do you offer?
We provide financing for rural real estate, agribusiness operations, agricultural production, farm equipment, and rural infrastructure projects through our lending partners.
Is Farm Credit Bank of Texas a government agency?
No, we're a customer-owned cooperative bank and part of the Farm Credit System, a network of financial institutions created by Congress to serve agriculture.
How is Farm Credit different from commercial banks?
As a cooperative, we return earnings to our borrowers through patronage. Our exclusive focus on agriculture and rural communities provides specialized expertise not typically found in general commercial banks.
