Business Details
43 Years
experience
Your Trusted Mortgage Partner in Kenosha, WI
Gateway Mortgage has been a family-owned and operated mortgage banking company since 1983, serving Southeastern Wisconsin and Illinois. We specialize in originating, underwriting, funding, and servicing residential loans through a streamlined in-house process. Our team of experienced professionals prioritizes personalized service, local decision-making, and community engagement. As an approved seller/servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, we maintain direct relationships with borrowers throughout the loan lifecycle. Our commitment to ethical practices and customer satisfaction has sustained us through economic challenges where competitors have faltered.We focus exclusively on mortgage banking, allowing us to develop deep expertise in this field. Our leadership team, including founder W. Craig Deaton and second-generation leaders, continues to emphasize transparency, honesty, and community reinvestment. We handle every phase of the mortgage process internally, ensuring consistency and accountability. Our decades of experience navigating complex regulatory environments position us to guide clients through changing market conditions. This long-term approach has built a reputation for reliability and exceptional service in our local communities.
Services
Conventional Loans
FHA Loans
VA Loans
Construction Loans
Bridge Loans
Details
- Year established: 1983
Highlights and features
- Family-owned since 1983 with generational expertise
- Experienced team handling all loan phases in-house
- Local decision-making and personalized service
- Exclusive focus on mortgage banking since inception
- Community reinvestment through annual charitable donations
Associations and certifications
- Fannie Mae
- Freddie Mac
- Ginnie Mae
- HUD
- VA
- WDVA
- WHEDA
Services
Conventional Loans
Conventional loans offer flexible terms for borrowers with strong credit histories. These mortgages aren't government-insured but often feature competitive rates and various down payment options. Our experienced team helps clients navigate loan qualification requirements and select appropriate term lengths.
FHA Loans
FHA loans provide accessible homeownership opportunities with lower down payment requirements. Backed by the Federal Housing Administration, these mortgages suit first-time buyers and those with moderate credit scores. We guide applicants through the specific eligibility criteria and documentation needs.
VA Loans
VA loans offer favorable terms for eligible military personnel and veterans. These zero-down-payment mortgages, guaranteed by the Department of Veterans Affairs, require specialized processing. Our team has extensive experience handling VA loan applications and benefit verification.
Construction Loans
Construction loans finance custom home building projects with staged disbursements. These short-term mortgages convert to permanent financing upon completion. Our experts coordinate with builders and manage the complex approval process for land acquisition and construction phases.
Bridge Loans
Bridge loans provide temporary funding for home purchases before selling existing properties. These short-term solutions help buyers secure new homes without contingent offers. We structure these loans with clear repayment timelines and exit strategies.
People
W. Craig Deaton
President
Founder with over 40 years of mortgage banking experience. Leads with a commitment to ethical lending and community involvement. Pioneered local decision-making processes that remain central to company operations.
Kyle C. Deaton
Vice President
Second-generation leader managing daily operations. Brings modern mortgage technology expertise while maintaining family values. Focuses on streamlining processes for improved customer experience.
Kevin J. Deaton
Vice President
Mortgage industry veteran with deep knowledge of loan underwriting and compliance. Oversees risk management while ensuring adherence to evolving regulatory standards. Maintains focus on customer-centric lending practices.
Jenna L. Pitts
Chief Compliance Officer
Regulatory expert ensuring all operations meet federal and state requirements. Develops training programs for staff compliance. Balances strict adherence to regulations with personalized customer service approaches.
Questions
What loan types does Gateway Mortgage offer?
We offer conventional, FHA, VA, construction, and bridge loans to meet diverse homeownership needs.
How do I start the mortgage application process?
Begin by submitting our printable application or applying online through our secure portal.
Are you a local lender?
Yes, we're family-owned and operated in Kenosha, Wisconsin since 1983.
Do you service loans locally?
Yes, we service all our originated loans locally through our Kenosha office.
How does your community involvement impact customers?
Our local focus ensures personalized service and commitment to neighborhood stability.