Business Details
Your Montana Credit Union for Savings & Loans
Altana FCU has served Montana communities with personalized financial solutions since our founding. Recognized by Forbes as one of America's Best-In-State Credit Unions in 2025, we combine local expertise with national standards of excellence. Our comprehensive services include insured savings accounts, competitive loans, and innovative digital banking tools like ExpressPay and mobile check deposits. We prioritize community financial wellness through free resources, debt counseling partnerships with GreenPath, and tailored business banking solutions. With federally insured deposits up to $250,000, we maintain strict compliance with NCUA regulations while offering personalized service that larger institutions cannot match.Our team of financial professionals brings decades of combined experience in credit union operations, emphasizing transparency, ethical lending practices, and member-centric service. Through initiatives like scholarship programs and local event sponsorships, we strengthen community ties while maintaining technological innovation with features like secure chat and free credit score monitoring. Our leadership team, including board members James, Russ, Sam, and Jeremy, ensures strategic direction aligned with member needs and industry best practices.
Services
Savings Accounts
Auto Loans
Business Checking
Credit Cards
ExpressPay
Money Market
Home Loans
Student Accounts
Debt Counseling
Mobile Banking
Highlights and features
- We offer 24/7 digital banking access with secure mobile features
- Federally insured savings protected up to $250,000 per member
- Recognized by Forbes in 2025 for Montana banking excellence
- Free financial wellness resources and debt counseling available
- Community-focused lending with local decision-making
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Loyal members
Best interests
Free resources
Financial support
User-friendly app
Services
Savings Accounts
Our savings accounts offer competitive interest rates with federal insurance up to $250,000. Designed for short-term goals and emergency funds, these accounts feature no monthly maintenance fees for members maintaining minimum balances. Digital tools allow real-time balance tracking and automated savings transfers.
Auto Loans
We provide new and used vehicle financing with fixed interest rates and flexible terms up to 72 months. Pre-approval options help streamline dealership purchases while our relationship-based pricing rewards long-term members. Loan calculators assist in determining affordable payment ranges before application.
Business Checking
Tailored business banking solutions include multiple checking account tiers with business-specific features. Services cover payroll processing, merchant services integration, and commercial lending options. Dedicated relationship managers assist Montana businesses with cash flow management and growth financing.
ExpressPay
This real-time payment system enables instant loan repayments and bill payments through our mobile app. No additional fees apply for standard transactions, and the platform maintains bank-level encryption security. Available 24/7 for urgent payment needs outside regular business hours.
Debt Counseling
Through our partnership with GreenPath, members access free debt management resources and personalized counseling. Services address credit card debt, student loans, and mortgage concerns with customized action plans. Educational workshops cover budgeting and credit score improvement strategies.
People
Ed Taylor
Business Member
Local business owner who received critical loan support during economic challenges. Active community member advocating for credit union values. Shares positive experiences through member testimonials.
James
Board Member
Experienced financial leader guiding strategic decisions. Committed to maintaining community-focused banking principles. Regularly participates in local financial education initiatives.
Russ
Board Member
Industry veteran ensuring regulatory compliance and operational excellence. Focuses on technological innovation while preserving personal service standards. Engaged in credit union advocacy efforts.
Sam
Board Member
Community development specialist promoting financial inclusion. Oversees scholarship programs and local partnership initiatives. Prioritizes member education programs addressing modern financial challenges.
Jeremy
Board Member
Technology expert driving digital transformation. Ensures cybersecurity measures meet federal standards. Advocates for expanding mobile banking capabilities while maintaining accessibility for all members.
Questions
What digital banking features do you offer?
Our mobile app provides 24/7 access to account management, mobile check deposits, ExpressPay transfers, and secure messaging with financial advisors.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 through the NCUA, with additional coverage available through specific account structures.
Do you offer business banking services?
We provide commercial checking accounts, business loans, and merchant services tailored to Montana businesses of all sizes and industries.
What loan types are available?
We offer auto, home, personal, business, and student loans with competitive rates, plus specialized programs like our Holiday Helper Loan.
How can I get financial counseling?
Free debt management resources and personalized counseling are available through our partnership with GreenPath Financial Wellness.
Where are your branches located?
We serve Montana members through multiple locations, with specific addresses available on our website's branch locator tool.