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50+ Years
experience
Emergency
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Your Trusted Community Banking Partner
Since 1938, Great Lakes Credit Union has been a not-for-profit, member-owned financial cooperative dedicated to banking for a greater good. Our mission centers on uplifting members and communities through personalized financial services, competitive rates, and active community engagement. With over 80 years of experience, we offer a wide range of products including checking and savings accounts, loans, credit cards, and investment solutions. Our commitment to financial wellness is reflected in free counseling services, educational programs, and partnerships with local nonprofits. As a NCUA-insured institution, we prioritize transparency, ethical practices, and member satisfaction. Our team of financial experts provides 24/7 support through digital platforms and in-person consultations.

We emphasize community impact through volunteer programs, charitable donations, and events that strengthen local neighborhoods. Our unique value proposition lies in combining financial expertise with a cooperative philosophy that prioritizes people over profits. This approach has earned us trust as a reliable partner for both individual and business banking needs. Our operations span multiple branches across Illinois and Indiana, serving diverse member demographics with tailored solutions. Through continuous innovation and adherence to core values, we maintain our position as a community-focused financial leader.
Services
Checking Accounts Savings Accounts Personal Loans Mortgages Credit Cards Business Banking Investment Services Insurance Products Financial Counseling Mobile Banking
Details
  • Year established: 1938
Highlights and features
  • Not-for-profit structure returns value to members through better rates
  • Over 80 years of community-focused financial expertise
  • Free financial counseling and wellness programs
  • 24/7 virtual assistant (Olive) for instant support
  • Extensive local community reinvestment initiatives
Associations and certifications
  • NCUA
What people say
Great service More personal More secure Competitive rates Community focus
Services
Checking Accounts
Our checking accounts offer tiered benefits with competitive Annual Percentage Yields (APY) up to 5.00%. Members enjoy no monthly maintenance fees, free online banking, and access to a wide ATM network. Special features include mobile check deposit and customizable spending alerts.
Personal Loans
We provide fixed and variable rate personal loans starting at 4.99% APR. Loan terms range from 12 to 84 months with amounts up to $50,000. Emergency loan options available for qualified applicants with expedited approval processes.
Mortgage Services
Our mortgage division offers conventional, FHA, and VA loan products through Mortgage Forward partnerships. Competitive rates start at 3.50% APR with flexible down payment options and first-time homebuyer programs available.
Business Banking
Tailored solutions include business checking accounts with 4.50% APY, cash management tools, and merchant processing services. We offer lines of credit up to $500,000 and equipment financing with terms up to 7 years for established businesses.
Financial Counseling
Free HUD-certified financial counseling covers budgeting, debt management, and credit improvement. Investment guidance through EasyVest provides automated portfolio management starting at $200 minimum investment with personalized risk assessment.
Questions
How do I become a member?
Open a share savings account with $1 minimum deposit. Membership extends to family members and employees of partner organizations.
What loan options are available?
We offer personal, auto, home equity, mortgage, and business loans with competitive rates and flexible terms.
Is my money insured?
All deposits are federally insured up to $250,000 through NCUA Share Insurance.
How can I access banking services?
24/7 online and mobile banking, 15+ physical branches, and our virtual assistant Olive available via chat or phone.
What community programs do you offer?
We provide financial education workshops, support local nonprofits, and offer discounted loans during community crises.
What are current interest rates?
Rates update regularly. Current offerings include 5.00% APY on checking and 4.99% APR on auto loans.
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