Business Details
Your Trusted Partner for Full-Service Banking Solutions
At Commercial Bank & Trust, we have dedicated ourselves to meeting personal financial needs and supporting small business growth since 1877. Our full-service banking solutions combine time-tested expertise with modern financial tools to serve individuals and businesses across Tennessee. Our team of professionals prioritizes exceptional customer service while offering a comprehensive range of services including checking accounts, investment options, digital banking platforms, and specialized trust solutions.We maintain a strong commitment to community development through personalized lending programs and localized financial expertise. Our operations integrate secure treasury management systems and innovative cash flow solutions to help clients achieve long-term financial stability.
Services
Checking Accounts
Investment Services
Digital Banking
Personal Loans
Trust Administration
Agricultural Loans
Mortgage Loans
Treasury Management
Highlights and features
- We offer over 145 years of continuous banking experience in Tennessee communities
- Our personalized financial solutions adapt to evolving customer needs
- FDIC-insured accounts protect depositor funds up to legal limits
- Local decision-making enables faster loan approvals and customized service
- Digital banking platforms provide 24/7 account access with robust security
Associations and certifications
- FDIC
Services
Checking Accounts
We offer multiple checking account options tailored to personal and business needs. Our accounts feature competitive rates, no minimum balance requirements for qualifying accounts, and integrated digital banking tools. Customers benefit from 24/7 account access through mobile apps and online platforms.
Personal Loans
Our personal loan programs provide flexible financing for major purchases, debt consolidation, and life events. Loan terms range from 12 to 60 months with fixed interest rates. Applications can be completed online or through local branch offices.
Trust Administration
Our trust services division manages estates, investment portfolios, and retirement accounts. Certified professionals provide fiduciary services, tax planning strategies, and customized investment management. We offer complimentary portfolio reviews for new clients.
Digital Banking
Our digital banking platform enables account management, bill payment, and fund transfers 24 hours a day. Features include mobile check deposit, real-time transaction alerts, and budgeting tools. Business customers access specialized treasury management solutions.
Agricultural Loans
We specialize in agricultural financing for land purchases, equipment acquisitions, and operating capital. Loan programs support crop production, livestock operations, and agribusiness ventures. Local loan officers understand regional farming cycles and challenges.
Questions
What digital banking options are available?
Our digital banking platform offers 24/7 account access with features like mobile check deposit, bill payment, and real-time transaction alerts through mobile apps and online portals.
How can I report a lost debit card?
Contact our 24-hour customer service center at 888-518-7053 immediately to report lost or stolen debit cards and initiate replacement procedures.
Do you offer business banking services?
Yes, we provide business checking accounts, commercial loans, and treasury management solutions including payroll processing and cash management tools.
What loan types do you offer?
We provide personal loans, mortgage loans, agricultural loans, and business financing options with terms tailored to individual and organizational financial needs.
Are my deposits FDIC insured?
Yes, all deposit accounts at Commercial Bank & Trust Company are FDIC-insured up to the maximum legal limits for depositor protection.
How do I schedule a trust consultation?
Contact our trust department at 731-642-3341 to arrange a complimentary portfolio review and discuss wealth management strategies.
