Business Details
Your Trusted Mortgage Partner in Fargo, ND
Park CO Mortgage Service has been dedicated to simplifying the mortgage process for homeowners and prospective buyers since our founding. Our locally-owned firm, based in Fargo, ND, combines deep industry expertise with personalized service to help clients achieve their home financing goals. With a team of seasoned mortgage professionals, we leverage established relationships with lenders to secure competitive rates and tailored loan solutions.We prioritize transparent communication, actively listening to client needs, and providing step-by-step guidance through every transaction. Our commitment to excellence is reflected in our track record of successful closings and the trust earned from our community-focused approach to mortgage services.
Services
Purchase Mortgages
Refinance Options
FHA Loans
VA Loans
USDA Loans
First-Time Homebuyers Programs
Jumbo Loans
Adjustable Rate Mortgages
Highlights and features
- We provide personalized mortgage guidance from local Fargo-based experts
- Our team maintains established relationships with multiple lenders for competitive rates
- We offer tailored loan programs for first-time homebuyers and unique properties
- Our process emphasizes transparent communication and full documentation clarity
- We deliver post-closing support with ongoing mortgage management resources
What people say
Kind and helpful
Smooth process
Excellent customer service
Quick response times
Personalized guidance
Services
Purchase Mortgages
Park CO Mortgage Service offers comprehensive purchase mortgage solutions for primary residences, second homes, and investment properties. Our local experts help clients navigate loan options, secure competitive rates, and complete transactions efficiently. We specialize in matching borrowers with conventional, FHA, VA, and USDA loan programs tailored to their financial situations.
Refinance Options
We provide multiple refinancing options including rate-and-term refinancing, cash-out refinancing, and HARP program loans. Our process focuses on reducing monthly payments, accessing home equity, or shortening loan terms while maintaining transparent communication throughout the refinancing journey.
FHA Loans
Our FHA loan program assists low-to-moderate income borrowers with reduced down payment requirements and flexible credit standards. We guide clients through the FHA approval process while ensuring compliance with federal regulations and providing competitive pricing through our lender network.
VA Loans
We specialize in VA-guaranteed loans for eligible military personnel and veterans. Our team handles the unique documentation requirements and provides tailored advice on maximizing VA loan benefits while maintaining competitive rates and personalized service.
USDA Loans
Park CO Mortgage Service offers USDA Rural Development loans for qualifying properties in eligible areas. We help clients understand income limits and property requirements while facilitating the application process for zero-down payment mortgage options.
People
Audrey Kankelfritz
Mortgage Loan Officer
NMLS# 1007301 Audrey specializes in guiding first-time homebuyers and refinancing clients through mortgage processes with clear communication and personalized support. Her clients consistently praise her responsiveness and ability to simplify complex financial concepts.
Greg Dean
Senior Mortgage Advisor
NMLS# 8499 With extensive experience in conventional and government-backed loans, Greg helps clients achieve homeownership goals through tailored financial solutions. He's recognized for his expertise in navigating complex transactions and providing step-by-step mortgage guidance.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and adjustable-rate mortgages, including specialized programs for first-time homebuyers and investment properties.
Do you serve both first-time and experienced homebuyers?
Yes, we provide tailored mortgage solutions for all buyers, including first-time homebuyer programs with reduced down payment requirements and specialized guidance.
Can you help with mortgage refinancing?
We offer traditional refinancing, cash-out refinancing, and HARP program options to help homeowners lower payments, reduce rates, or access home equity.
What areas do you serve?
We primarily serve Fargo and surrounding communities in North Dakota and Minnesota, including Moorhead, West Fargo, and Detroit Lakes.
How do I start the mortgage process?
Begin by contacting our team for a consultation, completing our online application, or using our mortgage calculators to explore loan options and payment scenarios.
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