Business Details
34 Years
experience
Trusted Credit and Screening Services in Fargo, ND
Since 1992, Advantage Credit Bureau has been a trusted partner for businesses seeking responsible credit decisioning solutions. As a full-service credit bureau, we leverage resources from all three national credit agencies to deliver comprehensive credit products designed to enhance business productivity while minimizing losses. Our automated decisioning tools adhere to FCRA and Fair Housing regulations, ensuring compliance while providing actionable data tailored to your company's criteria. With decades of experience, we specialize in streamlining processes for tenant screening, employee background checks, and lending services, delivering reports with speed and accuracy.Our family-owned operation prioritizes personalized service, combining technological innovation with human expertise to support informed business decisions. Headquartered in Fargo, North Dakota, we serve clients nationwide with a commitment to transparency, reliability, and industry-leading turnaround times. Our team works diligently to maintain certifications in the latest credit reporting standards, ensuring our clients receive the most accurate and up-to-date information available. By focusing on continuous improvement and client-specific needs, we have built a reputation as a dependable resource for credit and screening services since our founding.
Services
Tenant Screening
Employee Screening
Lending Services
Mortgage Services
Tax Transcripts
Appraisal Services
Bundled Services
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience in credit reporting and background screening services
- Our automated tools maintain compliance with FCRA and Fair Housing regulations
- We provide access to data from all three national credit reporting agencies
- Our average processing time for multi-state criminal searches is 24-48 hours
- We offer customized decisioning solutions tailored to specific business criteria
Services
Tenant Screening
Our tenant screening service provides property managers and landlords with comprehensive background checks including credit history, criminal records, and rental history verification. With average processing times of 24-48 hours for multi-state criminal searches, we deliver fast, reliable reports through secure online submission. This service helps minimize rental risks while ensuring compliance with fair housing regulations.
Employee Screening
Employee screening solutions help businesses mitigate hiring risks through credit checks, criminal record searches, and employment verification. Our automated system delivers completed reports quickly while maintaining compliance with FCRA requirements. This service protects company assets and workplace safety by providing actionable data for informed hiring decisions.
Tax Transcripts
We provide secure access to IRS income tax information via Form 4506-T, delivering verified tax transcripts in 5-6 days through our FileSecure system. This service offers significant time savings compared to the 3-week independent request process, helping lenders quickly verify borrower income for mortgage and loan applications.
Questions
What credit bureau services do you offer?
We provide tenant screening, employee background checks, mortgage credit reports, tax transcript verification, and customized lending solutions using data from all three national credit agencies.
How quickly do you process screening reports?
Our average processing time for multi-state criminal searches is 24-48 hours, with online submission options for faster turnaround.
Are your services FCRA compliant?
Yes, all our automated decisioning tools maintain full compliance with FCRA and Fair Housing regulations.
How can I request services?
Contact us at (701) 239-9977 or through our website contact form to discuss pricing and registration for any of our credit reporting services.
Do you serve businesses outside North Dakota?
While headquartered in Fargo, ND, we provide credit and screening services to clients nationwide through our secure online platform.