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Business Details
38 Years
experience
Your Trusted Insurance Partner in Minnesota
At Linda Horihan Agency, we prioritize protecting what matters most to our clients through personalized, comprehensive coverage. Established in 1988, our agency has built a reputation for simplifying insurance complexities while delivering tailored solutions for individuals, families, and businesses. Our team of dedicated agents specializes in home, auto, health, business, and agricultural insurance, leveraging partnerships with top-rated carriers to ensure competitive options.

We emphasize customer-centric service, ongoing support, and a deep understanding of local markets across Minnesota, Iowa, Wisconsin, and South Dakota. With six office locations and a legacy rooted in integrity, we remain committed to safeguarding our clients' futures while adapting to their evolving needs.
Services
Home Insurance Business Insurance Crop Insurance Health Insurance Workers Compensation Auto Insurance Farm Insurance Umbrella Liability Renters Insurance Mobile Home Insurance
Details
  • Year established: 1988
Highlights and features
  • We offer personalized insurance solutions tailored to individual and business needs.
  • Our team specializes in agricultural insurance for crop and livestock protection.
  • We simplify insurance shopping with free quotes from multiple top-rated carriers.
  • We provide ongoing policy adjustments to match life and business changes.
  • Our local expertise spans Minnesota, Iowa, Wisconsin, and South Dakota markets.
Services
Home Insurance
Our home insurance policies protect against property damage, liability claims, and living expenses during repairs. We customize coverage for unique home features, including mobile homes and vacant dwellings. Clients benefit from competitive rates through partnerships with top-rated insurers.
Agricultural Insurance
Specialized crop hail and multi-peril coverage safeguards farmers against weather-related losses and crop failures. Our team understands agricultural risks, offering tailored policies for livestock, equipment, and land operations across rural communities in four Midwestern states.
Business Insurance
We provide business owner policies, workers compensation, and professional liability insurance for small to mid-sized enterprises. Our solutions address health insurance costs, operational risks, and asset protection needs for companies in diverse industries.
Health Insurance
Individual and group health insurance plans meet diverse medical needs, from basic coverage to comprehensive policies. Our agents compare options from multiple providers to find affordable solutions matching clients' healthcare requirements and budget constraints.
Workers Compensation
Mandatory coverage for workplace injuries includes medical expense coverage and wage replacement. We help businesses navigate state-specific requirements while securing competitive rates through our network of trusted insurance partners.
People
Linda Horihan
Founder
Linda Horihan established the agency in 1988, building a legacy of personalized service and community commitment. Her agricultural background and insurance expertise laid the foundation for the agency's specialized farm coverage offerings.
Creighton Horihan
Co-Owner
Joining in 2002, Creighton brings agricultural expertise from his row-crop farming experience. He continues his mother's client-focused approach while expanding services across multiple Minnesota locations.
Charles Horihan
Co-Owner
Agricultural degree holder Charles joined in 2009, combining farming experience with insurance expertise. He manages Rochester operations and specializes in developing customized farm insurance solutions for modern agricultural businesses.
Jim Peterson
Agent
Mabel office agent Jim Peterson provides localized insurance solutions from the agency's newest location. His community connections help deliver personalized service to southern Minnesota residents.
Questions
What types of insurance does Horihan Insurance offer?
We provide home, auto, health, business, farm, crop, workers compensation, and specialty insurance policies for individuals and businesses across four Midwestern states.
How can I get a free insurance quote?
Request a quote online through our website or contact your nearest office in Rochester, Winona, Lewiston, Lanesboro, Rushford, or Mabel for personalized assistance.
Do you specialize in agricultural insurance?
Yes, our team offers crop hail, multi-peril, and farm liability coverage tailored to Minnesota, Iowa, Wisconsin, and South Dakota's agricultural needs.
Can you help with business insurance needs?
We provide comprehensive commercial coverage including BOP policies, workers compensation, and professional liability insurance for small to mid-sized businesses.
How do claims work with your agency?
We assist policyholders through the entire claims process, connecting you directly with your insurer while providing ongoing support and guidance.