Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Personal and Business Banking Solutions
Datcu has served Texas communities since the Great Depression, prioritizing member needs over profits. Our deep-rooted commitment to financial education and community development drives our personalized banking solutions. With 14 branches and 24/7 digital access, we offer checking and savings accounts, auto loans, mortgages, credit cards, IRAs, and CDs. Our team combines decades of local expertise with innovative tools like DATCU Danny, an AI assistant available round-the-clock. Federally insured by NCUA, we maintain strict compliance standards while supporting local initiatives through grants and sponsorships.Our membership model emphasizes transparency, with no hidden fees and clear fee disclosures. From youth checking to retirement planning, our services cater to every life stage. We maintain physical branches in Argyle, Aubrey, Corinth, and Denton areas while expanding digital convenience through mobile banking. Our history of resilience through economic cycles demonstrates our financial stability and long-term commitment to Texas residents.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgages
Credit Cards
IRAs
CDs
Details
- Year established: 1929
Highlights and features
- We operate 14 convenient Texas branch locations with extended Saturday hours
- Our 24/7 DATCU Danny AI assistant handles account inquiries anytime
- We reinvest profits into local community development initiatives
- Our financial education programs help members at every life stage
- We offer competitive rates on mortgages and auto loans
Associations and certifications
- NCUA
What people say
Knowledgeable staff
Friendly service
Community focus
No hidden fees
Helpful resources
Services
Checking Accounts
Our checking accounts provide secure, flexible access to funds with options for youth, students, and businesses. Features include mobile check deposit, bill pay, and debit card protection. We offer competitive fee structures with multiple access points across North Texas.
Mortgages
We offer fixed and adjustable-rate mortgages with personalized guidance from experienced loan officers. Our first-time homebuyer programs include down payment assistance and financial counseling. Competitive rates reflect our commitment to making homeownership accessible across Texas communities.
Auto Loans
Our auto loans feature low APRs for new and used vehicles with terms up to 72 months. We offer pre-approval options and gap insurance to protect against depreciation. Members benefit from streamlined application processes and quick funding times for both personal and commercial vehicles.
Credit Cards
Our Visa credit cards provide cash back rewards and purchase protection with no annual fees. Features include mobile wallet integration and customizable spending controls. We offer tailored options for different credit profiles while maintaining responsible lending practices.
Financial Education
We provide free financial literacy resources including budgeting tools, debt management guides, and retirement planning workshops. Our online learning center offers interactive modules for all age groups, supporting our mission to improve financial wellness in Texas communities.
Questions
What are your branch hours?
Our Texas branches operate Monday-Friday 9 AM-5 PM and Saturdays 9 AM-12 PM. The UNT branch follows the same schedule.
How can I access online banking?
Download our mobile app or visit our website to enroll in online banking with your account details.
Do you offer student banking options?
Yes, we provide youth checking accounts and student-specific financial education resources.
What loan types do you offer?
We provide auto loans, mortgages, personal loans, RV/boat financing, and credit-building loans.
Are you FDIC insured?
We are federally insured by the National Credit Union Administration (NCUA), equivalent to FDIC protection.
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